Balanced market
Salt Lake City, UT
California premium
Long Beach, CA

Salt Lake City wins overall by ~28% (COL index)

Cost of living: Salt Lake City vs Long Beach (2026)

A $71,000 salary in Salt Lake City buys roughly what $98,206 does in Long Beach (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.7% vs 9.3% state tax ยท ~$3,264/yr take-home gap
๐Ÿ 29% rent gap (~$8,400/yr)
๐Ÿ›’10% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$71K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Salt Lake City
$4,210/mo
take-home pay
Long Beach
$3,938/mo
take-home pay

Estimated annual swing

+$15,448/yr

Favoring Salt Lake City for this income & household (illustrative).

With the extra $1,287/mo, you could pay down a $15,000 card balance in ~12 months and still keep ~$154/mo for dining out.

HousingTaxesGroceries
Salt Lake City
Long Beach
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,400โœ“ better
$1,900
SLC saves $500/mo
๐Ÿ’ฐ $6,000/yr in SLC

1BR rent/mo

$1,700โœ“ better
$2,400
SLC saves $700/mo
๐Ÿ’ฐ $8,400/yr in SLC

2BR rent/mo

$2,200โœ“ better
$3,300
SLC saves $1,100/mo
๐Ÿ’ฐ $13,200/yr in SLC

Median home price

$480Kโœ“ better
$720K
SLC saves $240K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

98โœ“ better
108
SLC saves 10

Budget meal (1 person)

$13โœ“ better
$17
SLC saves $4/mo

Mid-range dinner (2)

$55โœ“ better
$70
SLC saves $15/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$90โœ“ better
$100
SLC saves $10/mo

Gas price/gal

$3.30โœ“ better
$4.50
SLC saves $1.20

Car insurance/mo

$140โœ“ better
$188
SLC saves $48/mo
๐Ÿ’ฐ $576/yr in SLC
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$150
$148โœ“ better
Long saves $2/mo

Internet/mo

$60โœ“ better
$68
SLC saves $8/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$72Kโœ“ better
$70K
SLC earns $2K

State income tax%

4.7%โœ“ better
9.3%
SLC saves 4.6 pp
๐Ÿ’ฐ $3,266/yr in SLC

Sales tax (combined)%

7.8%โœ“ better
10.3%
SLC saves 2.5 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$14.00โœ“ better
$17.00
SLC saves $3.00

Gym membership/mo

$40โœ“ better
$52
SLC saves $12/mo

Beer at restaurant

$7.00โœ“ better
$7.50
SLC saves $0.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

107โœ“ better
148
SLC saves 41

Walk score / 100

42
72โœ“ better
Long earns 30

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,264/yr tax difference into cash back

Salt Lake City fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Salt Lake City.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$8,400/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Salt Lake City cheaper than Long Beach?

Yes. Salt Lake City is 28% cheaper than Long Beach based on overall cost of living indices (107 vs 148, where 100 = US average).

What is the average rent in Salt Lake City vs Long Beach?

As of Q1 2026, the median 1-bedroom rent in Salt Lake City is $1,700/month and in Long Beach is $2,400/month. Salt Lake City is cheaper by 29%.

How much do I need to earn in Long Beach to match a $75,000 salary in Salt Lake City?

To maintain a similar lifestyle, you would need approximately $103,738/year in Long Beach to match a $75,000 salary in Salt Lake City. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Salt Lake City or Long Beach?

Salt Lake City has the lower state income tax rate at 4.7% vs 9.3%. The difference is 4.6 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Salt Lake City to Long Beach?

It depends on your priorities. Salt Lake City offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Salt Lake City โ†” Long Beach

How much would you need to earn in Long Beach to match your Salt Lake City purchasing power?

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