Cost of Living: Minneapolis vs Orlando (2026)

Orlando has a 4% lower overall cost of living than Minneapolis as of Q1 2026. A one-bedroom apartment runs $1,700/mo in Minneapolis vs $1,900/mo in Orlando โ€” a 11% difference. Orlando has no state income tax, giving residents more take-home pay than those in Minneapolis (9.9% rate).

  • Orlando is 4% cheaper overall (COL index: 106 vs 102)
  • 1BR rent: $1,700/mo in Minneapolis vs $1,900/mo โ€” 11% savings
  • Orlando has 0% state income tax โ€” saves ~$3,300+/yr at a $75K salary
  • Higher median household income: Minneapolis ($75,000/yr vs $57,000/yr)
  • Median home price: $320,000 in Minneapolis vs $370,000 โ€” 14% difference
Category
Minneapolis
Minnesota
Orlando
Florida
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,300Best$1,600
1BR rent/mo$1,700Best$1,900
2BR rent/mo$2,200Best$2,500
Median home price$320KBest$370K
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)103100Best
Budget meal (1 person)$15$14Best
Mid-range dinner (2)$60$58Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$95$65Best
Gas price/gal$3.30$3.20Best
Car insurance/mo$145Best$205
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$195Best$195
Internet/mo$65Best$65
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$75KBest$57K
State income tax%9.9%0.0%Best
Sales tax (combined)%8.0%6.5%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$15.00Best$15.00
Gym membership/mo$45$38Best
Beer at restaurant$7.00$6.00Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)106102Best
Walk score / 10070Best34

Frequently asked questions

Is Minneapolis cheaper than Orlando?

No. Orlando is 4% cheaper than Minneapolis based on overall cost of living indices (102 vs 106, where 100 = US average).

What is the average rent in Minneapolis vs Orlando?

As of Q1 2026, the median 1-bedroom rent in Minneapolis is $1,700/month and in Orlando is $1,900/month. Minneapolis is cheaper by 11%.

How much do I need to earn in Orlando to match a $75,000 salary in Minneapolis?

To maintain a similar lifestyle, you would need approximately $72,170/year in Orlando to match a $75,000 salary in Minneapolis. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Minneapolis or Orlando?

Orlando has the lower state income tax rate at 0% vs 9.9%. Orlando has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Minneapolis to Orlando?

It depends on your priorities. Orlando offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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