Free financial tools
Calm, clear calculators that give you honest answers — not upsells.
Where to Live
Rank cities, compare costs, and find where your money goes furthest.
City Comparison
Compare any two cities side by side — rent, taxes, groceries, take-home pay, and lifestyle scores.
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Cost of Living Index
Browse 40+ US cities ranked by rent, COL index, state income tax, and median household income.
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Digital Nomad Hub
City explorer, no-fee banking, travel insurance, visa guide, and tax estimator — all in one place.
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Moving Calculator
See your monthly savings and 30-year wealth impact before you move. Enter your cities and income.
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Retire In a City
Rank 40+ cities by retirement lifestyle tier — Modest to Luxurious — on your fixed income.
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Cheapest Near You
Find affordable alternatives to your city — ranked by cost of living and proximity.
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Salary Equivalent
What does your salary actually buy in another city? Adjust for COL and taxes instantly.
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Home & Rent
Figure out what you can afford and whether buying or renting makes sense.
Home Affordability Planner
Find your real max home price based on income, debts, and down payment — with monthly breakdown.
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Buy vs. Rent
Break-even analysis for your city: find the exact year buying beats renting.
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Utility Costs by City
Average electricity, gas, water, internet, and trash bills for 35+ US cities on an interactive map.
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Auto Affordability Planner
Work backwards from your monthly budget to find the max car price you can comfortably afford.
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Pet Cost Calculator
See exactly what a dog or cat costs in the first year — vaccines, food, vet visits, and how insurance changes the math.
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Career & Income
Compare offers, plan for loans, and understand what your income really means.
Grow & Invest
Plan your path to wealth — debt freedom, compound growth, and portfolio building.
Debt Repayment Planner
See exactly when you'll be debt-free. Snowball, Avalanche, or your own custom payoff order.
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ETF Portfolio Builder
Build a custom ETF basket from 16 funds and backtest performance with real annual return data up to 30 years.
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Savings Growth Projector
Watch your savings compound over time with a live chart. See exactly when you'll hit each milestone.
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Compound Growth Calculator
How much will $X grow at Y% for Z years? Instant answer with year-by-year breakdown. 3,000+ scenarios.
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Market Insights
National benchmarks from public data — context before you compare products.