Openbank
Openbank High Yield Savings
APY
4.09%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
One of the highest rates available with no minimum balance and no monthly fee. From the digital arm of Santander.
Compare high-yield savings accounts earning up to 4%+ APY
Openbank
APY
4.09%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
One of the highest rates available with no minimum balance and no monthly fee. From the digital arm of Santander.
Vio Bank
APY
4.03%
Min Balance
$100
Monthly Fee
$0
Signup Bonus
—
Strong rate with a low $100 minimum to open. FDIC insured through MidFirst Bank.
Peak Bank
APY
4.02%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Competitive rate with no minimum balance requirement. FDIC insured.
LendingClub Bank
APY
4.00%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Strong rate from a well-known digital bank. No minimum balance and no monthly fees.
Bread Savings
APY
4.00%
Min Balance
$100
Monthly Fee
$0
Signup Bonus
—
Competitive 4% APY with a low opening minimum. Part of Comenity Bank.
EverBank
APY
3.90%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Yield Pledge means they aim to keep rates competitive. Strong option for savers who want transparency.
CIT Bank
APY
3.75%
Min Balance
$100
Monthly Fee
$0
Signup Bonus
—
Competitive rate; requires $100 minimum to earn the advertised APY. Good for savers with a small cushion.
Barclays
APY
3.70%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Solid rate with no minimum balance and no monthly fee. Established bank brand.
Marcus by Goldman Sachs
APY
3.65%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Goldman Sachs brand, clean app, and no fees. A top pick for many savers.
Discover Bank
APY
3.50%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Strong rate plus excellent customer service and no fees. From a trusted brand.
Synchrony Bank
APY
3.50%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Straightforward high-yield account with no minimum and no fees. FDIC insured.
Capital One
APY
3.30%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Popular choice with a great app and no fees. Rate is competitive among large banks.
American Express National Bank
APY
3.30%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Amex brand and no fees. Slightly lower rate but strong for customers who value the name.
SoFi
APY
3.30%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Good rate when you set up direct deposit. SoFi membership includes other perks.
Ally Bank
APY
3.20%
Min Balance
$0
Monthly Fee
$0
Signup Bonus
—
Strong all-around pick: good rate, no fees, great app, and 24/7 support. A longtime favorite.