Bread SavingsBread Savings High-Yield Savings
APY
4.00%
Min. to Open
$100
Monthly Fee
No monthly fee
Welcome Bonus
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Bread Savings High-Yield Savings
Bread Savings High-Yield Savings
4.00% APY. $100 to open.
Our take
Competitive 4% APY with a low opening minimum. Part of Comenity Bank.
Highlights
What we like
4% APY
Low $100 minimum
The trade-off
Limited ATM network
Is this account right for you?
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Full details
Rate & Earnings
| APY | 4.00% |
| APY conditions | With $100 min. balance for APY |
| Minimum balance for APY | $100 |
Fees & Requirements
| Monthly fee | No monthly fee |
| Minimum to open | $100 |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | Not available |
Frequently asked questions
What is the current APY on this account?
The current APY is 4.00%. With $100 min. balance for APY
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
Are there any hidden fees?
This account has no monthly maintenance fee. Always review the full fee schedule for wire transfer, outgoing transfer, or other service fees.
Bread Savings High-Yield Savings