American Express High Yield Savings
APY
3.30%
Min. to Open
None required
Monthly Fee
No monthly fee
Welcome Bonus
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American Express High Yield Savings
American Express High Yield Savings
3.30% APY. No fees. Trusted brand.
Our take
Amex brand and no fees. Slightly lower rate but strong for customers who value the name.
Highlights
What we like
Amex brand trust
No fees
The trade-off
Rate a bit lower than top tier
Is this account right for you?
Answer a few quick questions — we'll match you with the savings accounts that fit your goals and habits.
Full details
Rate & Earnings
| APY | 3.30% |
| APY conditions | No minimum for APY |
| Minimum balance for APY | None required |
Fees & Requirements
| Monthly fee | No monthly fee |
| Minimum to open | None required |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | Not available |
Frequently asked questions
What is the current APY on this account?
The current APY is 3.30%. No minimum for APY
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
Are there any hidden fees?
This account has no monthly maintenance fee. Always review the full fee schedule for wire transfer, outgoing transfer, or other service fees.
American Express High Yield Savings