Marcus by Goldman Sachs High-Yield Savings
APY
3.65%
Min. to Open
None required
Monthly Fee
No monthly fee
Welcome Bonus
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Marcus by Goldman Sachs High-Yield Savings
Marcus by Goldman Sachs High-Yield Savings
3.65% APY. No fees. No minimum.
Our take
Goldman Sachs brand, clean app, and no fees. A top pick for many savers.
Highlights
What we like
Goldman Sachs brand and experience
No fees, no minimum
The trade-off
No ATM card
Is this account right for you?
Answer a few quick questions — we'll match you with the savings accounts that fit your goals and habits.
Full details
Rate & Earnings
| APY | 3.65% |
| APY conditions | No minimum for APY |
| Minimum balance for APY | None required |
Fees & Requirements
| Monthly fee | No monthly fee |
| Minimum to open | None required |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | Not available |
Frequently asked questions
What is the current APY on this account?
The current APY is 3.65%. No minimum for APY
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
Are there any hidden fees?
This account has no monthly maintenance fee. Always review the full fee schedule for wire transfer, outgoing transfer, or other service fees.
Marcus by Goldman Sachs High-Yield Savings