Cost of Living: Salt Lake City vs Sacramento (2026)
Salt Lake City has a 16% lower overall cost of living than Sacramento as of Q1 2026. A one-bedroom apartment runs $1,700/mo in Salt Lake City vs $2,000/mo in Sacramento — a 15% difference. Salt Lake City has a lower state income tax rate (4.7% vs 9.3%), which adds up over time.
- Salt Lake City is 16% cheaper overall (COL index: 107 vs 127)
- 1BR rent: $1,700/mo in Salt Lake City vs $2,000/mo — 15% savings
- Higher median household income: Salt Lake City ($72,000/yr vs $68,000/yr)
- Median home price: $480,000 in Sacramento vs $480,000 — 0% difference
| Category | Salt Lake City Utah | Sacramento California |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,400Best | $1,600 |
| 1BR rent/mo | $1,700Best | $2,000 |
| 2BR rent/mo | $2,200Best | $2,600 |
| Median home price | $480KBest | $480K |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 98Best | 106 |
| Budget meal (1 person) | $13Best | $16 |
| Mid-range dinner (2) | $55Best | $65 |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $90Best | $100 |
| Gas price/gal | $3.30Best | $4.40 |
| Car insurance/mo | $140Best | $155 |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $150Best | $150 |
| Internet/mo | $60Best | $65 |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $72KBest | $68K |
| State income tax% | 4.7%Best | 9.3% |
| Sales tax (combined)% | 7.8%Best | 8.8% |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $14.00Best | $16.00 |
| Gym membership/mo | $40Best | $48 |
| Beer at restaurant | $7.00Best | $7.00 |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 107Best | 127 |
| Walk score / 100 | 42 | 47Best |
Frequently asked questions
Is Salt Lake City cheaper than Sacramento?
Yes. Salt Lake City is 16% cheaper than Sacramento based on overall cost of living indices (107 vs 127, where 100 = US average).
What is the average rent in Salt Lake City vs Sacramento?
As of Q1 2026, the median 1-bedroom rent in Salt Lake City is $1,700/month and in Sacramento is $2,000/month. Salt Lake City is cheaper by 15%.
How much do I need to earn in Sacramento to match a $75,000 salary in Salt Lake City?
To maintain a similar lifestyle, you would need approximately $89,019/year in Sacramento to match a $75,000 salary in Salt Lake City. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Salt Lake City or Sacramento?
Salt Lake City has the lower state income tax rate at 4.7% vs 9.3%. The difference is 4.6 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Salt Lake City to Sacramento?
It depends on your priorities. Salt Lake City offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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