High-Yield Savings
N26
Annual Percentage Yield
0.00%
APY ยท Variable rate
N26 logoN26

N26 Metal

4.2
Editorial score

APY

0.00%

Min. to Open

None required

Monthly Fee

$18/month

Welcome Bonus

โ€”

Mobile AppATM Access
See if this fits your budget โ†’

N26 Metal

โ‚ฌ16.90/mo. 5 free ATM withdrawals/mo worldwide. Travel & purchase insurance bundled.

Our take

Ed

N26 Metal is the premium tier of Germany's leading digital bank โ€” ideal for nomads based in or frequently visiting Europe. The metal Mastercard includes travel insurance, purchase protection, and 5 free international ATM withdrawals per month. โ‚ฌ16.90/month but the bundled insurance makes it worthwhile for European-based digital nomads. Note: available in select countries only.

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Full details

Rate & Earnings
APY0.00%
Fees & Requirements
Monthly fee$18/month
Minimum to openNone required
Features
FDIC insuredNot available
Mobile app Mobile app
ATM access ATM access
Check writingNot available

Frequently asked questions

What is the current APY on this account?

The current APY is 0.00%. Rates are variable and may change. Check the bank's site for the most current rate.

Is my money protected?

Check with the institution about deposit insurance. Most US banks are FDIC insured up to $250,000 per depositor.

How do I access my money?

ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1โ€“3 business days.

How do I avoid the monthly fee?

This account charges a $18/month fee. Review the fee schedule to see waiver conditions.

N26 logo

N26 Metal

4.2

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Verified Apr 2026