Wise Multi-Currency Account
APY
0.00%
Min. to Open
None required
Monthly Fee
No monthly fee
Welcome Bonus
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Wise Multi-Currency Account
Wise Multi-Currency Account
Hold 40+ currencies at mid-market rate. 2 free ATM withdrawals/mo (~$100). No monthly fee.
Our take
Wise is the essential nomad tool for anyone managing money across multiple currencies. Open local bank details in 10+ countries (US, UK, EU, AUS, NZ, SG, and more), convert at the real mid-market rate with a low transparent fee (~0.4–1%), and pay with the Wise Mastercard in 150+ countries. The best way to get paid internationally and spend locally without getting robbed on exchange rates.
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Full details
Rate & Earnings
| APY | 0.00% |
Fees & Requirements
| Monthly fee | No monthly fee |
| Minimum to open | None required |
Features
| FDIC insured | Not available |
| Mobile app | Mobile app |
| ATM access | ATM access |
| Check writing | Not available |
Frequently asked questions
What is the current APY on this account?
The current APY is 0.00%. Rates are variable and may change. Check the bank's site for the most current rate.
Is my money protected?
Check with the institution about deposit insurance. Most US banks are FDIC insured up to $250,000 per depositor.
How do I access my money?
ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
Are there any hidden fees?
This account has no monthly maintenance fee. Always review the full fee schedule for wire transfer, outgoing transfer, or other service fees.
Wise Multi-Currency Account