Free nights, elite status, and bonus points at your favourite hotel chains.
Chase
Rewards Rate
2x-6x
Annual Fee
$95
Intro Offer
3 free night awards
Regular APR
21.49%–28.49%+
Mid-tier Marriott card with a sign-up bonus of 3 free nights (each worth up to 50k points). Annual free night certificate and automatic Silver Elite status make it worthwhile for regular Marriott guests.
American Express
Rewards Rate
3x-12x
Annual Fee
$150
Intro Offer
130K pts
Regular APR
22.49%–29.49%+
Strong earning rates with 12x at Hilton, 6x at restaurants, supermarkets, and gas. Automatic Gold status and free weekend night after $15k annual spend. Best for Hilton loyalists who eat out.
Chase
Rewards Rate
3x-26x
Annual Fee
$99
Intro Offer
140K pts
Regular APR
21.49%–28.49%+
Massive earning at IHG properties (26x combined) and a fourth reward night free on award stays. Annual free night certificate and Platinum Elite status make this worthwhile for IHG loyalists.
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