ChaseBest OverallBest for Business travel and advertising
Chase Ink Business Preferred®
Annual Fee
$95/yr
Rewards Rate
1x-3x
Intro Offer
100,000 points
Regular APR
21.24%-26.24% Variable
Chase Ink Business Preferred®
Chase Ink Business Preferred®
100,000-point bonus. 3x on travel, shipping, advertising.
Our take
Massive 100,000-point sign-up bonus and 3x on travel, shipping, and advertising (up to $150k/year). Points transfer to airline partners. The $95 fee is modest for this level of rewards.
Highlights
What we like
100,000-point bonus worth $1,250+ in travel
3x on travel, shipping, and advertising
Points transfer to airline and hotel partners
No foreign transaction fees
The trade-off
$8,000 minimum spend for bonus
Requires a business (sole proprietor OK)
$95 annual fee
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1x-3x |
| Rewards type | Points |
| Bonus categories | 3x on travel3x on shipping3x on advertising3x on internet/cable/phone |
| Welcome offer | 100,000 points |
| Offer requirements | after $8,000 spend in first 3 months |
Fees & APR
| Annual fee | $95/year |
| Intro APR (purchases) | N/A |
| Ongoing APR | 21.24%-26.24% Variable |
| Foreign transaction fee | None |
Eligibility
| Recommended credit score | 720-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 720-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
No — this card has no foreign transaction fee, making it an excellent choice for international travel and purchases.
How do I earn the welcome offer?
after $8,000 spend in first 3 months
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Chase Ink Business Preferred®