American ExpressBest for Delta flyers
Delta SkyMiles® Gold American Express Card
Annual Fee
$150/yr
Rewards Rate
1x-2x
Intro Offer
40,000 miles
Regular APR
21.49%-29.49% Variable
Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card
Free first checked bag. 2x on Delta, restaurants, supermarkets.
Our take
Entry-level Delta card with free first checked bag and priority boarding. 2x on Delta, restaurants, and supermarkets. The bag fee savings alone can offset the $150 annual fee for regular Delta flyers.
Highlights
What we like
Free first checked bag on Delta ($60+ per round trip)
Priority boarding on Delta flights
2x on Delta, restaurants, and supermarkets
No foreign transaction fee
The trade-off
$150 annual fee
Miles tied to Delta only
Modest everyday earning rate (1x)
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1x-2x |
| Rewards type | Miles |
| Bonus categories | 2x on Delta purchases2x on restaurants2x on U.S. supermarkets1x on all |
| Welcome offer | 40,000 miles |
| Offer requirements | after $2,000 spend in first 6 months |
Fees & APR
| Annual fee | $150/year |
| Intro APR (purchases) | N/A |
| Ongoing APR | 21.49%-29.49% Variable |
| Foreign transaction fee | None |
Eligibility
| Recommended credit score | 670-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 670-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
No — this card has no foreign transaction fee, making it an excellent choice for international travel and purchases.
How do I earn the welcome offer?
after $2,000 spend in first 6 months
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Delta SkyMiles® Gold American Express Card