DiscoverBest for Long balance transfer window
Discover it® Balance Transfer
Annual Fee
$0
Rewards Rate
1%-5%
Intro Offer
Cashback Match
Regular APR
18.24%-28.24% Variable
Discover it® Balance Transfer
Discover it® Balance Transfer
0% intro APR on balance transfers for 18 months.
Our take
Long intro period for balance transfers. No balance transfer fee during the intro. Cashback Match in year one.
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1%-5% |
| Rewards type | Cash back |
| Bonus categories | 5% on rotating |
| Welcome offer | Cashback Match |
| Offer requirements | All cash back matched at end of first year |
Fees & APR
| Annual fee | $0 |
| Intro APR (purchases) | 0% for 18 months |
| Intro APR (balance transfers) | 0% for 18 months |
| Ongoing APR | 18.24%-28.24% Variable |
| Foreign transaction fee | Yes (3%) |
Eligibility
| Recommended credit score | 670-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 670-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
Yes, this card charges a foreign transaction fee. See the full details section for the specific amount.
How do I earn the welcome offer?
All cash back matched at end of first year
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Discover it® Balance Transfer