Compare networks, deductibles, and total cost of care.
Kaiser Permanente
Coverage / value
Silver from ~$484/mo
Highlights
Lowest avg deductibles
Kaiser Permanente offers the lowest premiums and deductibles among major insurers. Its integrated care model — where doctors, hospitals, and insurance are all under one roof — streamlines care and keeps costs down.
Blue Cross Blue Shield
Coverage / value
All 50 states
Highlights
115M+ members nationwide
Blue Cross Blue Shield is available in all 50 states through 33 regional independent insurers, covering over 115 million Americans. The largest physician network in the country with every plan type at all metal tiers.
UnitedHealthcare
Coverage / value
Nationwide PPO/HMO
Highlights
Largest by enrollment
UnitedHealthcare is the largest health insurer by enrollment, offering extensive PPO and HMO options in all 50 states. Strong telehealth services and wellness programs included in most plans.
Aetna
Coverage / value
CVS integration
Highlights
MinuteClinic walk-in access
Aetna leverages CVS Health integration to offer unique benefits like MinuteClinic access, CVS pharmacy discounts, and streamlined prescription management. Solid choice if you value pharmacy convenience.