Protect your stuff and liability without breaking the bank.
USAA
Coverage / value
From ~$8/mo
Highlights
Military families only
USAA renters insurance delivers premium service for military families at below-average rates. Coverage is designed for the unique needs of service members, including deployment and PCS moves.
Amica Mutual
Coverage / value
From ~$9/mo
Highlights
Dividend payback lowers cost
Amica offers the lowest average renters insurance rates at ~$107/year while maintaining the highest customer satisfaction scores. As a mutual company, Amica pays annual dividends that further reduce your effective premium.
Lemonade
Coverage / value
From $5/mo
Highlights
AI claims in minutes
Lemonade is the go-to renters insurance for anyone who wants a fast, app-based experience. Policies start at just $5/month with AI-powered claims that can pay out in seconds for simple claims.
State Farm
Coverage / value
From $12/mo
Highlights
Replacement cost included
State Farm includes replacement cost coverage as standard — most competitors charge extra. Bundling with auto insurance saves up to 17%, making it a smart choice if you already have State Farm auto.