UnitedHealthcare Plans vs. Haven Term (MassMutual)

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

UnitedHealthcare logo
UnitedHealthcare Plans
UnitedHealthcare
4.2

Nationwide coverage. Broad PPO & HMO options. Telehealth included.

Full review โ†’
MassMutual logo
Haven Term (MassMutual)
MassMutual
4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review โ†’
WealthSpott Verdict

Haven Term (MassMutual) wins on more measurable categories. UnitedHealthcare Plans may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
UnitedHealthcare Plans
Haven Term (MassMutual)
WealthSpott Rating
4.2 / 5
4.5 / 5 Best
Coverage Type
Health Insurance
Life Insurance
Avg Annual Premium
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โ€”
AM Best Rating
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J.D. Power Score
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Mobile App Rating
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UnitedHealthcare Plans
Full review
Haven Term (MassMutual)
Full review

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