Broad market exposure with minimal expense ratios.
Fidelity
Key detail
0.00% expense ratio
Highlights
Fidelity exclusive
FZROX is the world's first zero-expense-ratio total market index fund — you pay literally nothing in fund fees. Tracks the Fidelity U.S. Total Investable Market Index with broad exposure to large, mid, and small-cap U.S. stocks.
Vanguard
Key detail
0.03% expense ratio
Highlights
$565B+ in assets
VTI is the benchmark total U.S. stock market ETF with $565B+ in assets and a 0.03% expense ratio. Covers over 3,700 stocks across all market caps. Available at any brokerage — not exclusive to Vanguard.
Charles Schwab
Key detail
0.02% expense ratio
Highlights
S&P 500 tracking
SWPPX offers S&P 500 exposure at just 0.02% — slightly cheaper than Vanguard's equivalent. No minimum investment makes it accessible for any portfolio size. Available exclusively through Schwab accounts.