Fund your next project with a personal or home equity loan.
LightStream
APR Range
7.99%–25.99%
Loan Amount
$5k–$100k
Term
24–84 mo
Origination Fee
None
LightStream is the go-to for home improvement with low rates, no fees, and same-day funding. Unsecured—no home equity required.
Upgrade
APR Range
8.49%–35.99%
Loan Amount
$1k–$50k
Term
24–84 mo
Origination Fee
1.85–9.99%
Upgrade accepts credit scores as low as 560 and can pay contractors directly. Good option when other lenders decline.
SoFi
APR Range
8.99%–25.81%
Loan Amount
$5k–$100k
Term
24–84 mo
Origination Fee
None
SoFi offers no-fee home improvement loans with same-day to few-day funding and access to exclusive member benefits.
Wells Fargo
APR Range
9.49%–24.99%
Loan Amount
$3k–$100k
Term
12–84 mo
Origination Fee
None
Wells Fargo provides the security of a major bank with no origination fee and branch access for in-person support.