SoFi
SoFi Student Loan
4.5
APR Range
4.49%–14.70%
Loan Amount
$1k+
Term
60–180 mo
Origination Fee
None
SoFi pairs competitive rates with unique member perks like career coaching and financial planning—all with zero fees.
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Best Student Loans of 2026
Compare options for undergraduate and graduate funding.
Best
Discover Bank
Discover Student Loans
4.4
APR Range
4.49%–14.99%
Loan Amount
$1k+
Term
120–180 mo
Origination Fee
None
Discover offers a unique cash reward for good grades on top of competitive rates and zero fees. Solid choice for undergrads and grads.
Sallie Mae
Sallie Mae Student Loan
4.3
APR Range
4.50%–15.37%
Loan Amount
$1k+
Term
60–180 mo
Origination Fee
None
Sallie Mae is one of the most recognized names in student lending, offering multiple repayment options and scholarship search tools.