🎯 WealthSpott
Products
Match
Tools
Stats
Learn
Log inGet Started
WealthSpottWealthSpottWealthSpott
Explore
💳Credit Cards🏦Savings Accounts💰Loans🛡️Insurance📈Investing⚖️Side-by-Side Compare📈Market Stats
Learn
💸What to do with extra money🛡️Emergency fund guide💳How to choose a credit card🌱How to build credit from scratch
Tools
🧮Debt Repayment📈Savings Growth🏠Home Affordability🚗Auto Affordability🗺️City Comparison⚡Utility Costs by City
Company
AboutEditorial MethodologyData & PartnersPrivacyTermsHelp
🎯 WealthSpott

© 2026 WealthSpott. Independent reviews, no sponsored rankings.

ToolsCheapest NearBillings

Affordable Alternatives to Billings

Cities ranked by lifestyle match — walkability, job market, and cost of living — not just the cheapest price tag.

COL Index89100 = US avg
1BR Rent$1,200/mo
Walk Score26/100
State Income Tax6.8%

Best overall alternatives

Ranked by lifestyle match: savings potential, walkability, and economic opportunity — not just cheapest price.

Best Match
🎯 Springfield
Missouri, MO
11% cheaper
vs. Billings
COL 79
100 = US avg
1BR rent$950/mo
Monthly savings$250/mo
Walk score26/100
Median income$47K/yr
DetailsCompare
🤠 Amarillo
Texas, TX
10% cheaper
vs. Billings
COL 80
100 = US avg
1BR rent$950/mo
Monthly savings$250/mo
Walk score22/100
Median income$50K/yr
DetailsCompare
🌮 El Paso
Texas, TX
10% cheaper
vs. Billings
COL 80
100 = US avg
1BR rent$1,050/mo
Monthly savings$150/mo
Walk score28/100
Median income$48K/yr
DetailsCompare

Moving to Springfield saves you $250/mo. Put it to work while you plan.

High-yield savings accounts — top rates today

See all savings accounts →
Openbank logo
Openbank
Openbank 12-Month CD
4.45%APY
See reviewOpen account
Peak Bank logo
Peak Bank
Peak Bank 12-Month CD
4.42%APY
See reviewOpen account

Eliminate Montana's 6.8% state income tax

These states charge $0 in state income tax. On a $120K salary, that's $8,160/year back in your pocket — before factoring in the lower COL.

🌮 Laredo
No income tax
COL 79
1BR $950/mo
11% cheaper
🌮 El Paso
No income tax
COL 80
1BR $1,050/mo
10% cheaper
🤠 Amarillo
No income tax
COL 80
1BR $950/mo
10% cheaper
🤠 Lubbock
No income tax
COL 81
1BR $1,000/mo
9% cheaper

More monthly income deserves a card that earns it back

No-annual-fee credit cards — earn rewards on every moving expense

Chase logo
Chase
Chase Freedom Unlimited®
1.5%-5% Cash Back
$0 annual fee
See reviewApply
Citi logo
Citi
Citi Custom Cash® Card
1%-5% Cash Back
$0 annual fee
See reviewApply
☐ Compare renters insurance →☐ Auto insurance for your new state →

More affordable metros

All other established metros cheaper than Billings, sorted by cost of living.

🎵 Jackson, MS
COL 791BR $1,000/moSave $200/mo on rent11% cheaper
DetailsCompare
⚙️ Montgomery, AL
COL 811BR $1,050/moSave $150/mo on rent9% cheaper
DetailsCompare
🎷 Shreveport, LA
COL 811BR $1,000/moSave $200/mo on rent9% cheaper
DetailsCompare
🌻 Toledo, OH
COL 811BR $1,050/moSave $150/mo on rent9% cheaper
DetailsCompare
🏁 Fort Wayne, IN
COL 811BR $1,000/moSave $200/mo on rent9% cheaper
DetailsCompare
🐎 Tulsa, OK
COL 811BR $1,050/moSave $150/mo on rent9% cheaper
DetailsCompare

Billings at a glance

89
COL index
100 = US avg
$1,200
1BR rent
per month
$320K
Home price
median
6.8%
State tax
income

Cities with similar cost of living

Indianapolis, INCOL: 89Albuquerque, NMCOL: 89Rochester, NYCOL: 89Lexington, KYCOL: 89

COL data: Numbeo, Zillow, BLS · Walk scores: Walk Score® · Q1 2026 · For general guidance only