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ToolsCheapest NearEugene

Affordable Alternatives to Eugene

Cities ranked by lifestyle match — walkability, job market, and cost of living — not just the cheapest price tag.

COL Index107100 = US avg
1BR Rent$1,650/mo
Walk Score50/100
State Income Tax9.9%

Best overall alternatives

Ranked by lifestyle match: savings potential, walkability, and economic opportunity — not just cheapest price.

Best Match
🌻 Cincinnati
Ohio, OH
19% cheaper
vs. Eugene
COL 87
100 = US avg
1BR rent$1,300/mo
Monthly savings$350/mo
Walk score54/100
Median income$57K/yr
DetailsCompare
☕ Spokane
Washington, WA
15% cheaper
vs. Eugene
COL 91
100 = US avg
1BR rent$1,400/mo
Monthly savings$250/mo
Walk score46/100
Median income$58K/yr
DetailsCompare
🗽 Albany
New York, NY
14% cheaper
vs. Eugene
COL 92
100 = US avg
1BR rent$1,400/mo
Monthly savings$250/mo
Walk score55/100
Median income$60K/yr
DetailsCompare

Moving to Cincinnati saves you $350/mo. Put it to work while you plan.

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Stay in Oregon

Cheaper cities within Oregon — same state laws, familiar surroundings.

🌲 Salem
COL 97
1BR $1,450/mo
9% cheaper

Eliminate Oregon's 9.9% state income tax

These states charge $0 in state income tax. On a $120K salary, that's $11,880/year back in your pocket — before factoring in the lower COL.

🌮 Laredo
No income tax
COL 79
1BR $950/mo
26% cheaper
🌮 El Paso
No income tax
COL 80
1BR $1,050/mo
25% cheaper
🤠 Amarillo
No income tax
COL 80
1BR $950/mo
25% cheaper
🤠 Lubbock
No income tax
COL 81
1BR $1,000/mo
24% cheaper

More monthly income deserves a card that earns it back

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Chase logo
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Chase Freedom Unlimited®
1.5%-5% Cash Back
$0 annual fee
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Citi
Citi Custom Cash® Card
1%-5% Cash Back
$0 annual fee
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☐ Compare renters insurance →☐ Auto insurance for your new state →

More affordable metros

All other established metros cheaper than Eugene, sorted by cost of living.

🎵 Jackson, MS
COL 791BR $1,000/moSave $650/mo on rent26% cheaper
DetailsCompare
🎯 Springfield, MO
COL 791BR $950/moSave $700/mo on rent26% cheaper
DetailsCompare
⚙️ Montgomery, AL
COL 811BR $1,050/moSave $600/mo on rent24% cheaper
DetailsCompare
🎷 Shreveport, LA
COL 811BR $1,000/moSave $650/mo on rent24% cheaper
DetailsCompare
🌻 Toledo, OH
COL 811BR $1,050/moSave $600/mo on rent24% cheaper
DetailsCompare
🏁 Fort Wayne, IN
COL 811BR $1,000/moSave $650/mo on rent24% cheaper
DetailsCompare

Eugene at a glance

107
COL index
100 = US avg
$1,650
1BR rent
per month
$430K
Home price
median
9.9%
State tax
income

Cities with similar cost of living

Chicago, ILCOL: 107Philadelphia, PACOL: 107Salt Lake City, UTCOL: 107Hartford, CTCOL: 107

COL data: Numbeo, Zillow, BLS · Walk scores: Walk Score® · Q1 2026 · For general guidance only