Tax-free edge
Chiang Mai, TH
Balanced market
Raleigh, NC

Chiang Mai wins overall by ~62% (COL index)

Cost of living: Chiang Mai vs Raleigh (2026)

A $75,000 salary in Chiang Mai buys roughly what $196,753 does in Raleigh (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 4.5% state tax ยท ~$3,384/yr take-home gap
๐Ÿ 77% rent gap (~$15,720/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$75K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Chiang Mai
$4,741/mo
take-home pay
Raleigh
$4,459/mo
take-home pay

Estimated annual swing

+$24,754/yr

Favoring Chiang Mai for this income & household (illustrative).

With the extra $2,063/mo, you could pay down a $15,000 card balance in ~8 months and still keep ~$248/mo for dining out.

HousingTaxesGroceries
Chiang Mai
Raleigh
๐Ÿ  HousingQ1 2026

Studio rent/mo

$310โœ“ better
$1,400
Chiang saves $1,090/mo
๐Ÿ’ฐ $13,080/yr in Chiang

1BR rent/mo

$390โœ“ better
$1,700
Chiang saves $1,310/mo
๐Ÿ’ฐ $15,720/yr in Chiang

2BR rent/mo

$650โœ“ better
$2,200
Chiang saves $1,550/mo
๐Ÿ’ฐ $18,600/yr in Chiang

Median home price

โ€”
$380K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

โ€”
96

Budget meal (1 person)

$4โœ“ better
$13
Chiang saves $9/mo

Mid-range dinner (2)

$25โœ“ better
$55
Chiang saves $30/mo
๐Ÿ’ฐ $360/yr in Chiang
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

โ€”
$70

Gas price/gal

โ€”
$3.10

Car insurance/mo

โ€”
$145
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$55โœ“ better
$150
Chiang saves $95/mo
๐Ÿ’ฐ $1,140/yr in Chiang

Internet/mo

$20โœ“ better
$60
Chiang saves $40/mo
๐Ÿ’ฐ $480/yr in Chiang
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

โ€”
$70K

State income tax%

0.0%โœ“ better
4.5%
Chiang saves 4.5 pp
๐Ÿ’ฐ $3,375/yr in Chiang

Sales tax (combined)%

7.0%โœ“ better
7.5%
Chiang saves 0.5 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

โ€”
$15.00

Gym membership/mo

$30โœ“ better
$40
Chiang saves $10/mo

Beer at restaurant

โ€”
$6.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

39โœ“ better
101
Chiang saves 63

Walk score / 100

55โœ“ better
26
Chiang earns -29

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,384/yr tax difference into cash back

Chiang Mai fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Chiang Mai.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$15,720/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Chiang Mai cheaper than Raleigh?

Yes. Chiang Mai is 62% cheaper than Raleigh based on overall cost of living indices (39 vs 101, where 100 = US average).

What is the average rent in Chiang Mai vs Raleigh?

As of Q1 2026, the median 1-bedroom rent in Chiang Mai is $390/month and in Raleigh is $1,700/month. Chiang Mai is cheaper by 77%.

How much do I need to earn in Raleigh to match a $75,000 salary in Chiang Mai?

To maintain a similar lifestyle, you would need approximately $196,753/year in Raleigh to match a $75,000 salary in Chiang Mai. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Chiang Mai or Raleigh?

Chiang Mai has the lower state income tax rate at 0% vs 4.5%. Chiang Mai has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Chiang Mai to Raleigh?

It depends on your priorities. Chiang Mai offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Chiang Mai โ†” Raleigh

How much would you need to earn in Raleigh to match your Chiang Mai purchasing power?

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