Cost of Living: Chicago vs Salt Lake City (2026)
A one-bedroom apartment runs $1,700/mo in Salt Lake City vs $1,900/mo in Chicago — a 12% difference.
- 1BR rent: $1,700/mo in Salt Lake City vs $1,900/mo — 11% savings
- Higher median household income: Salt Lake City ($72,000/yr vs $67,000/yr)
- Median home price: $360,000 in Chicago vs $480,000 — 25% difference
| Category | Chicago Illinois | Salt Lake City Utah |
|---|---|---|
| 🏠 HousingQ1 2026 | ||
| Studio rent/mo | $1,500 | $1,400Best |
| 1BR rent/mo | $1,900 | $1,700Best |
| 2BR rent/mo | $2,600 | $2,200Best |
| Median home price | $360KBest | $480K |
| 🛒 Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 102 | 98Best |
| Budget meal (1 person) | $15 | $13Best |
| Mid-range dinner (2) | $60 | $55Best |
| 🚌 TransportationQ1 2026 | ||
| Monthly transit pass/mo | $105 | $90Best |
| Gas price/gal | $3.40 | $3.30Best |
| Car insurance/mo | $165 | $140Best |
| ⚡ UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $165 | $150Best |
| Internet/mo | $65 | $60Best |
| 💰 Income & TaxesQ1 2026 | ||
| Median household income/yr | $67K | $72KBest |
| State income tax% | 4.9% | 4.7%Best |
| Sales tax (combined)% | 10.3% | 7.8%Best |
| 🎬 LeisureQ1 2026 | ||
| Movie ticket | $16.00 | $14.00Best |
| Gym membership/mo | $45 | $40Best |
| Beer at restaurant | $7.00Best | $7.00 |
| 📊 OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 107Best | 107 |
| Walk score / 100 | 78Best | 42 |
Frequently asked questions
What is the average rent in Chicago vs Salt Lake City?
As of Q1 2026, the median 1-bedroom rent in Chicago is $1,900/month and in Salt Lake City is $1,700/month. Chicago is more expensive by 12%.
How much do I need to earn in Salt Lake City to match a $75,000 salary in Chicago?
To maintain a similar lifestyle, you would need approximately $75,000/year in Salt Lake City to match a $75,000 salary in Chicago. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Chicago or Salt Lake City?
Salt Lake City has the lower state income tax rate at 4.7% vs 4.9%. The difference is 0.2 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Chicago to Salt Lake City?
It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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