High value
Columbus, GA
High value
Dayton, OH

Columbus vs Dayton โ€” side-by-side

Cost of living: Columbus vs Dayton (2026)

A $60,000 salary in Columbus buys roughly what $60,000 does in Dayton (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ5.5% vs 3.5% state tax ยท ~$1,200/yr take-home gap
๐Ÿ 0% rent gap (~$0/yr)
๐Ÿ›’2% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Columbus
$3,518/mo
take-home pay
Dayton
$3,618/mo
take-home pay

Estimated annual swing

โˆ’$1,004/yr

Favoring Dayton for this income & household (illustrative).

With an extra $84/mo in Dayton, you could max a Roth IRA contribution faster and still grow your savings buffer.

HousingTaxesGroceries
Columbus
Dayton
๐Ÿ  HousingQ1 2026

Studio rent/mo

$900โœ“ better
$900

1BR rent/mo

$1,100โœ“ better
$1,100

2BR rent/mo

$1,450โœ“ better
$1,450

Median home price

$205K
$200Kโœ“ better
Dayton saves $5K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

93โœ“ better
95
Columbus saves 2

Budget meal (1 person)

$11โœ“ better
$12
Columbus saves $1/mo

Mid-range dinner (2)

$46โœ“ better
$50
Columbus saves $4/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$40โœ“ better
$60
Columbus saves $20/mo
๐Ÿ’ฐ $240/yr in Columbus

Gas price/gal

$3.05โœ“ better
$3.10
Columbus saves $0.05

Car insurance/mo

$145โœ“ better
$148
Columbus saves $3/mo
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$160โœ“ better
$162
Columbus saves $2/mo

Internet/mo

$58โœ“ better
$58
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$46K
$50Kโœ“ better
Dayton earns $4K

State income tax%

5.5%
3.5%โœ“ better
Dayton saves -2.0 pp
๐Ÿ’ฐ $1,200/yr in Dayton

Sales tax (combined)%

8.0%
7.2%โœ“ better
Dayton saves -0.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$13.00

Gym membership/mo

$32โœ“ better
$35
Columbus saves $3/mo

Beer at restaurant

$5.00โœ“ better
$5.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

83โœ“ better
83

Walk score / 100

24
44โœ“ better
Dayton earns 20

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$1,200/yr tax difference into cash back

Columbus fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Columbus.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

What is the average rent in Columbus vs Dayton?

As of Q1 2026, the median 1-bedroom rent in Columbus is $1,100/month and in Dayton is $1,100/month. Columbus is more expensive by 0%.

How much do I need to earn in Dayton to match a $75,000 salary in Columbus?

To maintain a similar lifestyle, you would need approximately $75,000/year in Dayton to match a $75,000 salary in Columbus. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Columbus or Dayton?

Dayton has the lower state income tax rate at 3.5% vs 5.5%. The difference is 2.0 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Columbus to Dayton?

It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Columbus โ†” Dayton

How much would you need to earn in Dayton to match your Columbus purchasing power?

Related comparisons