Cost of Living: Dallas vs Albuquerque (2026)
Albuquerque has a 11% lower overall cost of living than Dallas as of Q1 2026. A one-bedroom apartment runs $1,100/mo in Albuquerque vs $1,500/mo in Dallas โ a 36% difference. Dallas has no state income tax, giving residents more take-home pay than those in Albuquerque (4.9% rate).
- Albuquerque is 11% cheaper overall (COL index: 99 vs 89)
- 1BR rent: $1,100/mo in Albuquerque vs $1,500/mo โ 27% savings
- Dallas has 0% state income tax โ saves ~$3,300+/yr at a $75K salary
- Higher median household income: Dallas ($60,000/yr vs $52,000/yr)
- Median home price: $280,000 in Albuquerque vs $330,000 โ 15% difference
| Category | Dallas Texas | Albuquerque New Mexico |
|---|---|---|
| ๐ HousingQ1 2026 | ||
| Studio rent/mo | $1,200 | $900Best |
| 1BR rent/mo | $1,500 | $1,100Best |
| 2BR rent/mo | $2,000 | $1,450Best |
| Median home price | $330K | $280KBest |
| ๐ Food & GroceriesQ1 2026 | ||
| Groceries index (100 = US avg) | 95Best | 95 |
| Budget meal (1 person) | $13 | $12Best |
| Mid-range dinner (2) | $55 | $50Best |
| ๐ TransportationQ1 2026 | ||
| Monthly transit pass/mo | $96 | $48Best |
| Gas price/gal | $3.05Best | $3.10 |
| Car insurance/mo | $180 | $145Best |
| โก UtilitiesQ1 2026 | ||
| Monthly utilities bundle/mo | $175 | $165Best |
| Internet/mo | $60Best | $60 |
| ๐ฐ Income & TaxesQ1 2026 | ||
| Median household income/yr | $60KBest | $52K |
| State income tax% | 0.0%Best | 4.9% |
| Sales tax (combined)% | 8.3% | 7.9%Best |
| ๐ฌ LeisureQ1 2026 | ||
| Movie ticket | $15.00 | $13.00Best |
| Gym membership/mo | $38 | $32Best |
| Beer at restaurant | $6.00 | $5.00Best |
| ๐ OverviewQ1 2026 | ||
| Overall COL index (100 = US avg) | 99 | 89Best |
| Walk score / 100 | 46Best | 42 |
Frequently asked questions
Is Dallas cheaper than Albuquerque?
No. Albuquerque is 11% cheaper than Dallas based on overall cost of living indices (89 vs 99, where 100 = US average).
What is the average rent in Dallas vs Albuquerque?
As of Q1 2026, the median 1-bedroom rent in Dallas is $1,500/month and in Albuquerque is $1,100/month. Dallas is more expensive by 36%.
How much do I need to earn in Albuquerque to match a $75,000 salary in Dallas?
To maintain a similar lifestyle, you would need approximately $67,424/year in Albuquerque to match a $75,000 salary in Dallas. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes โ Dallas or Albuquerque?
Dallas has the lower state income tax rate at 0% vs 4.9%. Dallas has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ see the full breakdown in the table above.
Is it worth moving from Dallas to Albuquerque?
It depends on your priorities. Albuquerque offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only
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