High value
Fort Wayne, IN
Balanced market
Allentown, PA

Fort Wayne wins overall by ~12% (COL index)

Cost of living: Fort Wayne vs Allentown (2026)

A $60,000 salary in Fort Wayne buys roughly what $68,148 does in Allentown (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ3.2% vs 3.1% state tax ยท ~$60/yr take-home gap
๐Ÿ 29% rent gap (~$4,800/yr)
๐Ÿ›’7% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Fort Wayne
$3,633/mo
take-home pay
Allentown
$3,638/mo
take-home pay

Estimated annual swing

+$6,017/yr

Favoring Fort Wayne for this income & household (illustrative).

With the extra $501/mo, you could pay down a $15,000 card balance in ~30 months and still keep ~$60/mo for dining out.

HousingTaxesGroceries
Fort Wayne
Allentown
๐Ÿ  HousingQ1 2026

Studio rent/mo

$800โœ“ better
$1,100
Fort saves $300/mo
๐Ÿ’ฐ $3,600/yr in Fort

1BR rent/mo

$1,000โœ“ better
$1,400
Fort saves $400/mo
๐Ÿ’ฐ $4,800/yr in Fort

2BR rent/mo

$1,300โœ“ better
$1,850
Fort saves $550/mo
๐Ÿ’ฐ $6,600/yr in Fort

Median home price

$200Kโœ“ better
$270K
Fort saves $70K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

93โœ“ better
100
Fort saves 7

Budget meal (1 person)

$11โœ“ better
$14
Fort saves $3/mo

Mid-range dinner (2)

$46โœ“ better
$56
Fort saves $10/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$42โœ“ better
$72
Fort saves $30/mo
๐Ÿ’ฐ $360/yr in Fort

Gas price/gal

$3.05โœ“ better
$3.25
Fort saves $0.20

Car insurance/mo

$138โœ“ better
$158
Fort saves $20/mo
๐Ÿ’ฐ $240/yr in Fort
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$155โœ“ better
$172
Fort saves $17/mo

Internet/mo

$58โœ“ better
$63
Fort saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$50K
$54Kโœ“ better
Allentown earns $4K

State income tax%

3.2%
3.1%โœ“ better
Allentown saves -0.1 pp

Sales tax (combined)%

7.0%
6.0%โœ“ better
Allentown saves -1.0 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$13.00โœ“ better
$15.00
Fort saves $2.00

Gym membership/mo

$30โœ“ better
$38
Fort saves $8/mo

Beer at restaurant

$4.50โœ“ better
$6.00
Fort saves $1.50
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

81โœ“ better
92
Fort saves 11

Walk score / 100

28
54โœ“ better
Allentown earns 26

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Fort Wayne fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Fort Wayne.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$4,800/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Fort Wayne cheaper than Allentown?

Yes. Fort Wayne is 12% cheaper than Allentown based on overall cost of living indices (81 vs 92, where 100 = US average).

What is the average rent in Fort Wayne vs Allentown?

As of Q1 2026, the median 1-bedroom rent in Fort Wayne is $1,000/month and in Allentown is $1,400/month. Fort Wayne is cheaper by 29%.

How much do I need to earn in Allentown to match a $75,000 salary in Fort Wayne?

To maintain a similar lifestyle, you would need approximately $85,185/year in Allentown to match a $75,000 salary in Fort Wayne. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Fort Wayne or Allentown?

Allentown has the lower state income tax rate at 3.1% vs 3.2%. The difference is 0.1 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Fort Wayne to Allentown?

It depends on your priorities. Fort Wayne offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Fort Wayne โ†” Allentown

How much would you need to earn in Allentown to match your Fort Wayne purchasing power?

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