Tax-free edge
Hanoi, VN
Tax-free edge
Lima, PE

Hanoi wins overall by ~8% (COL index)

Cost of living: Hanoi vs Lima (2026)

A $75,000 salary in Hanoi buys roughly what $81,081 does in Lima (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 0.0% state tax ยท ~$0/yr take-home gap
๐Ÿ 10% rent gap (~$600/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$75K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Hanoi
$4,741/mo
take-home pay
Lima
$4,741/mo
take-home pay

Estimated annual swing

+$891/yr

Favoring Hanoi for this income & household (illustrative).

With an extra $74/mo in Hanoi, you could max a Roth IRA contribution faster and still grow your savings buffer.

HousingTaxesGroceries
Hanoi
Lima
๐Ÿ  HousingQ1 2026

Studio rent/mo

$340โœ“ better
$370
Hanoi saves $30/mo
๐Ÿ’ฐ $360/yr in Hanoi

1BR rent/mo

$450โœ“ better
$500
Hanoi saves $50/mo
๐Ÿ’ฐ $600/yr in Hanoi

2BR rent/mo

$750โœ“ better
$800
Hanoi saves $50/mo
๐Ÿ’ฐ $600/yr in Hanoi

Median home price

โ€”
โ€”
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

โ€”
โ€”

Budget meal (1 person)

$3โœ“ better
$5
Hanoi saves $2/mo

Mid-range dinner (2)

$18โœ“ better
$22
Hanoi saves $4/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

โ€”
โ€”

Gas price/gal

โ€”
โ€”

Car insurance/mo

โ€”
โ€”
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$50โœ“ better
$55
Hanoi saves $5/mo

Internet/mo

$15โœ“ better
$25
Hanoi saves $10/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

โ€”
โ€”

State income tax%

0.0%โœ“ better
0.0%

Sales tax (combined)%

10.0%โœ“ better
18.0%
Hanoi saves 8.0 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

โ€”
โ€”

Gym membership/mo

$22โœ“ better
$25
Hanoi saves $3/mo

Beer at restaurant

โ€”
โ€”
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

37โœ“ better
40
Hanoi saves 3

Walk score / 100

62โœ“ better
62

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Hanoi fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Hanoi.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Hanoi cheaper than Lima?

Yes. Hanoi is 8% cheaper than Lima based on overall cost of living indices (37 vs 40, where 100 = US average).

What is the average rent in Hanoi vs Lima?

As of Q1 2026, the median 1-bedroom rent in Hanoi is $450/month and in Lima is $500/month. Hanoi is cheaper by 10%.

How much do I need to earn in Lima to match a $75,000 salary in Hanoi?

To maintain a similar lifestyle, you would need approximately $81,081/year in Lima to match a $75,000 salary in Hanoi. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Hanoi or Lima?

Lima has the lower state income tax rate at 0% vs 0%. Lima has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Hanoi to Lima?

It depends on your priorities. Hanoi offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Hanoi โ†” Lima

How much would you need to earn in Lima to match your Hanoi purchasing power?

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