Tax-free edge
Houston, TX
Balanced market
New Orleans, LA

Houston vs New Orleans โ€” side-by-side

Cost of living: Houston vs New Orleans (2026)

A $60,000 salary in Houston buys roughly what $60,000 does in New Orleans (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 4.3% state tax ยท ~$2,580/yr take-home gap
๐Ÿ 4% rent gap (~$600/yr)
๐Ÿ›’4% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$60K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Houston
$3,793/mo
take-home pay
New Orleans
$3,578/mo
take-home pay

Estimated annual swing

+$3,127/yr

Favoring Houston for this income & household (illustrative).

With the extra $261/mo, you could pay down a $15,000 card balance in ~58 months and still keep ~$31/mo for dining out.

HousingTaxesGroceries
Houston
New Orleans
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,050โœ“ better
$1,100
Houston saves $50/mo
๐Ÿ’ฐ $600/yr in Houston

1BR rent/mo

$1,350โœ“ better
$1,400
Houston saves $50/mo
๐Ÿ’ฐ $600/yr in Houston

2BR rent/mo

$1,700โœ“ better
$1,900
Houston saves $200/mo
๐Ÿ’ฐ $2,400/yr in Houston

Median home price

$280Kโœ“ better
$280K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

94โœ“ better
98
Houston saves 4

Budget meal (1 person)

$12โœ“ better
$14
Houston saves $2/mo

Mid-range dinner (2)

$50โœ“ better
$55
Houston saves $5/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$90
$55โœ“ better
New saves $35/mo
๐Ÿ’ฐ $420/yr in New

Gas price/gal

$3.10
$3.00โœ“ better
New saves $0.10

Car insurance/mo

$190โœ“ better
$210
Houston saves $20/mo
๐Ÿ’ฐ $240/yr in Houston
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$175โœ“ better
$185
Houston saves $10/mo

Internet/mo

$65
$60โœ“ better
New saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$56Kโœ“ better
$48K
Houston earns $8K

State income tax%

0.0%โœ“ better
4.3%
Houston saves 4.3 pp
๐Ÿ’ฐ $2,580/yr in Houston

Sales tax (combined)%

8.3%โœ“ better
9.5%
Houston saves 1.2 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00
$14.00โœ“ better
New saves $1.00

Gym membership/mo

$35โœ“ better
$35

Beer at restaurant

$6.00โœ“ better
$6.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

95โœ“ better
95

Walk score / 100

49
58โœ“ better
New earns 9

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$2,580/yr tax difference into cash back

Houston fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Houston.

Browse insurance
๐Ÿฆ

High-yield savings

Grow your move fund while you shop for homes

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

What is the average rent in Houston vs New Orleans?

As of Q1 2026, the median 1-bedroom rent in Houston is $1,350/month and in New Orleans is $1,400/month. Houston is cheaper by 4%.

How much do I need to earn in New Orleans to match a $75,000 salary in Houston?

To maintain a similar lifestyle, you would need approximately $75,000/year in New Orleans to match a $75,000 salary in Houston. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Houston or New Orleans?

Houston has the lower state income tax rate at 0% vs 4.3%. Houston has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Houston to New Orleans?

It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Houston โ†” New Orleans

How much would you need to earn in New Orleans to match your Houston purchasing power?

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