High value
Kraków, PL
Balanced market
Atlanta, GA

Kraków wins overall by ~50% (COL index)

Cost of living: Kraków vs Atlanta (2026)

A $75,000 salary in Kraków buys roughly what $150,000 does in Atlanta (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.

💰12.0% vs 5.5% state tax · ~$4,872/yr take-home gap
🏠61% rent gap (~$13,800/yr)
🛒Groceries index in table below

Your move simulator

Tell us about your household — we calculate your real annual savings.

💵 Household income (before tax)$75K
$40K$600K+
🏠 Apartment size
🚗 Cars in household
Kraków
$3,991/mo
take-home pay
Atlanta
$4,397/mo
take-home pay

Estimated annual swing

+$14,354/yr

Favoring Kraków for this income & household (illustrative).

With the extra $1,196/mo, you could pay down a $15,000 card balance in ~13 months and still keep ~$144/mo for dining out.

HousingTaxesGroceries
Kraków
Atlanta
🏠 HousingQ1 2026

Studio rent/mo

$550✓ better
$1,500
Kraków saves $950/mo
💰 $11,400/yr in Kraków

1BR rent/mo

$750✓ better
$1,900
Kraków saves $1,150/mo
💰 $13,800/yr in Kraków

2BR rent/mo

$1,100✓ better
$2,600
Kraków saves $1,500/mo
💰 $18,000/yr in Kraków

Median home price

$380K
🛒 Food & GroceriesQ1 2026

Groceries index (100 = US avg)

99

Budget meal (1 person)

$8✓ better
$14
Kraków saves $6/mo

Mid-range dinner (2)

$18✓ better
$58
Kraków saves $40/mo
💰 $480/yr in Kraków
🚌 TransportationQ1 2026

Monthly transit pass/mo

$95

Gas price/gal

$3.05

Car insurance/mo

$170
UtilitiesQ1 2026

Monthly utilities bundle/mo

$90✓ better
$165
Kraków saves $75/mo
💰 $900/yr in Kraków

Internet/mo

$25✓ better
$60
Kraków saves $35/mo
💰 $420/yr in Kraków
💰 Income & TaxesQ1 2026

Median household income/yr

$65K

State income tax%

12.0%
5.5%✓ better
Atlanta saves -6.5 pp
💰 $4,875/yr in Atlanta

Sales tax (combined)%

23.0%
8.9%✓ better
Atlanta saves -14.1 pp
🎬 LeisureQ1 2026

Movie ticket

$15.00

Gym membership/mo

$32✓ better
$40
Kraków saves $8/mo

Beer at restaurant

$7.00
📊 OverviewQ1 2026

Overall COL index (100 = US avg)

55✓ better
110
Kraków saves 55

Walk score / 100

76✓ better
48
Kraków earns -28

Complete the Picture

While you’re comparing — don’t leave money on the table.

💰

Tax-smart rewards

Turn ~$4,872/yr tax difference into cash back

Kraków fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
🛡️

Home + auto bundle

New state — new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Kraków.

Browse insurance
🏦

High-yield savings

Park ~$13,800/yr rent savings at 4–5%+ APY

Don't let relocation cash sit at 0% — put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While you’re comparing — don’t leave money on the table.

📉

If cash is tight

Knock down high-interest debt first

A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.

Compare loans
📈

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Kraków cheaper than Atlanta?

Yes. Kraków is 50% cheaper than Atlanta based on overall cost of living indices (55 vs 110, where 100 = US average).

What is the average rent in Kraków vs Atlanta?

As of Q1 2026, the median 1-bedroom rent in Kraków is $750/month and in Atlanta is $1,900/month. Kraków is cheaper by 61%.

How much do I need to earn in Atlanta to match a $75,000 salary in Kraków?

To maintain a similar lifestyle, you would need approximately $150,000/year in Atlanta to match a $75,000 salary in Kraków. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes — Kraków or Atlanta?

Atlanta has the lower state income tax rate at 5.5% vs 12%. The difference is 6.5 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.

Is it worth moving from Kraków to Atlanta?

It depends on your priorities. Kraków offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only

Planning a move?

Salary equivalent: KrakówAtlanta

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