Lisbon wins overall by ~38% (COL index)
Cost of living: Lisbon vs Phoenix (2026)
A $75,000 salary in Lisbon buys roughly what $120,000 does in Phoenix (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.
Your move simulator
Tell us about your household — we calculate your real annual savings.
Estimated annual swing
−$7,605/yr
Favoring Phoenix for this income & household (illustrative).
With the extra $634/mo, you could pay down a $15,000 card balance in ~24 months and still keep ~$76/mo for dining out.
Studio rent/mo
1BR rent/mo
2BR rent/mo
Median home price
Groceries index (100 = US avg)
Budget meal (1 person)
Mid-range dinner (2)
Monthly transit pass/mo
Gas price/gal
Car insurance/mo
Monthly utilities bundle/mo
Internet/mo
Median household income/yr
State income tax%
Sales tax (combined)%
Movie ticket
Gym membership/mo
Beer at restaurant
Overall COL index (100 = US avg)
Walk score / 100
| Category | Lisbon Lisbon District | Phoenix Arizona | Who wins | Your impact at $75K · 1br · 1 car |
|---|---|---|---|---|
| 🏠 HousingQ1 2026 | ||||
| Studio rent/mo | $950Wins | $1,200 | Lisbon wins +$250/mo | $3,000/yr saves in Lisbon |
| 1BR rent/mo | $1,400Better | $1,500 | Lisbon wins +$100/mo | $1,200/yr saves in Lisbon |
| 2BR rent/mo | $2,100 | $1,900Better | Phoenix wins −$200/mo | $2,400/yr saves in Phoenix |
| Median home price | — | $380K | — | — |
| 🛒 Food & GroceriesQ1 2026 | ||||
| Groceries index (100 = US avg) | — | 97 | — | — |
| Budget meal (1 person) | $12Better | $13 | Lisbon wins +$1/mo | — |
| Mid-range dinner (2) | $50Better | $55 | Lisbon wins +$5/mo | — |
| 🚌 TransportationQ1 2026 | ||||
| Monthly transit pass/mo | — | $64 | — | — |
| Gas price/gal | — | $3.20 | — | — |
| Car insurance/mo | — | $160 | — | — |
| ⚡ UtilitiesQ1 2026 | ||||
| Monthly utilities bundle/mo | $90Wins | $210 | Lisbon wins +$120/mo | $1,440/yr saves in Lisbon |
| Internet/mo | $35Wins | $60 | Lisbon wins +$25/mo | $300/yr saves in Lisbon |
| 💰 Income & TaxesQ1 2026 | ||||
| Median household income/yr | — | $65K | — | — |
| State income tax% | 20.0% | 2.5%Wins | Phoenix wins -17.5 pp | $13,125/yr saves in Phoenix |
| Sales tax (combined)% | 23.0% | 8.6%Wins | Phoenix wins -14.4 pp | — |
| 🎬 LeisureQ1 2026 | ||||
| Movie ticket | — | $15.00 | — | — |
| Gym membership/mo | $45 | $35Wins | Phoenix wins −$10/mo | — |
| Beer at restaurant | — | $6.00 | — | — |
| 📊 OverviewQ1 2026 | ||||
| Overall COL index (100 = US avg) | 63Wins | 100 | Lisbon wins +38 | — |
| Walk score / 100 | 80Wins | 41 | Lisbon wins -39 more/yr | — |
Complete the Picture
While you’re comparing — don’t leave money on the table.
Tax-smart rewards
Turn ~$13,116/yr tax difference into cash back
Lisbon fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.
Home + auto bundle
New state — new insurance rates
Bundling often saves hundreds/yr. Compare before you sign a lease in Lisbon.
High-yield savings
Grow your move fund while you shop for homes
Don't let relocation cash sit at 0% — put it to work until closing day.
More ways to compare this move
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Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.
Open full interactive toolComplete the Picture
While you’re comparing — don’t leave money on the table.
If cash is tight
Knock down high-interest debt first
A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.
If you're saving big
Invest the surplus on autopilot
Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.
Frequently asked questions
Is Lisbon cheaper than Phoenix?
Yes. Lisbon is 38% cheaper than Phoenix based on overall cost of living indices (63 vs 100, where 100 = US average).
What is the average rent in Lisbon vs Phoenix?
As of Q1 2026, the median 1-bedroom rent in Lisbon is $1,400/month and in Phoenix is $1,500/month. Lisbon is cheaper by 7%.
How much do I need to earn in Phoenix to match a $75,000 salary in Lisbon?
To maintain a similar lifestyle, you would need approximately $120,000/year in Phoenix to match a $75,000 salary in Lisbon. This estimate is based on overall cost of living indices and does not account for individual spending patterns.
Which city has lower taxes — Lisbon or Phoenix?
Phoenix has the lower state income tax rate at 2.5% vs 20%. The difference is 17.5 percentage points. Note that sales tax and local taxes also vary — see the full breakdown in the table above.
Is it worth moving from Lisbon to Phoenix?
It depends on your priorities. Lisbon offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.
Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only
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Salary equivalent: Lisbon ↔ Phoenix
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