California premium
Los Angeles, CA
Premium metro
Denver, CO

Denver wins overall by ~42% (COL index)

Cost of living: Los Angeles vs Denver (2026)

A $73,000 salary in Los Angeles buys roughly what $51,480 does in Denver (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ9.3% vs 4.4% state tax ยท ~$3,588/yr take-home gap
๐Ÿ 29% rent gap (~$9,600/yr)
๐Ÿ›’6% higher groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$73K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Los Angeles
$4,048/mo
take-home pay
Denver
$4,347/mo
take-home pay

Estimated annual swing

โˆ’$17,664/yr

Favoring Denver for this income & household (illustrative).

With the extra $1,472/mo, you could pay down a $15,000 card balance in ~11 months and still keep ~$177/mo for dining out.

HousingTaxesGroceries
Los Angeles
Denver
๐Ÿ  HousingQ1 2026

Studio rent/mo

$2,200
$1,600โœ“ better
Denver saves $600/mo
๐Ÿ’ฐ $7,200/yr in Denver

1BR rent/mo

$2,800
$2,000โœ“ better
Denver saves $800/mo
๐Ÿ’ฐ $9,600/yr in Denver

2BR rent/mo

$3,800
$2,700โœ“ better
Denver saves $1,100/mo
๐Ÿ’ฐ $13,200/yr in Denver

Median home price

$850K
$530Kโœ“ better
Denver saves $320K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

108
102โœ“ better
Denver saves -6

Budget meal (1 person)

$18
$15โœ“ better
Denver saves $3/mo

Mid-range dinner (2)

$75
$65โœ“ better
Denver saves $10/mo
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$100โœ“ better
$114
Los saves $14/mo

Gas price/gal

$4.50
$3.30โœ“ better
Denver saves $1.20

Car insurance/mo

$195
$155โœ“ better
Denver saves $40/mo
๐Ÿ’ฐ $480/yr in Denver
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$145
$140โœ“ better
Denver saves $5/mo

Internet/mo

$70
$65โœ“ better
Denver saves $5/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$71K
$75Kโœ“ better
Denver earns $4K

State income tax%

9.3%
4.4%โœ“ better
Denver saves -4.9 pp
๐Ÿ’ฐ $3,577/yr in Denver

Sales tax (combined)%

10.3%
8.8%โœ“ better
Denver saves -1.5 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$17.00
$16.00โœ“ better
Denver saves $1.00

Gym membership/mo

$55
$50โœ“ better
Denver saves $5/mo

Beer at restaurant

$8.00
$7.00โœ“ better
Denver saves $1.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

173
122โœ“ better
Denver saves -51

Walk score / 100

68โœ“ better
60
Los earns -8

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,588/yr tax difference into cash back

Denver fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Denver.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$9,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Los Angeles cheaper than Denver?

No. Denver is 42% cheaper than Los Angeles based on overall cost of living indices (122 vs 173, where 100 = US average).

What is the average rent in Los Angeles vs Denver?

As of Q1 2026, the median 1-bedroom rent in Los Angeles is $2,800/month and in Denver is $2,000/month. Los Angeles is more expensive by 40%.

How much do I need to earn in Denver to match a $75,000 salary in Los Angeles?

To maintain a similar lifestyle, you would need approximately $52,890/year in Denver to match a $75,000 salary in Los Angeles. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Los Angeles or Denver?

Denver has the lower state income tax rate at 4.4% vs 9.3%. The difference is 4.9 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Los Angeles to Denver?

It depends on your priorities. Denver offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Los Angeles โ†” Denver

How much would you need to earn in Denver to match your Los Angeles purchasing power?

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