Tax-free edge
Medellín, CO
Balanced market
Philadelphia, PA

Medellín wins overall by ~67% (COL index)

Cost of living: Medellín vs Philadelphia (2026)

A $75,000 salary in Medellín buys roughly what $229,286 does in Philadelphia (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices — we break them down and personalize below.

💰0.0% vs 3.1% state tax · ~$2,328/yr take-home gap
🏠75% rent gap (~$18,000/yr)
🛒Groceries index in table below

Your move simulator

Tell us about your household — we calculate your real annual savings.

💵 Household income (before tax)$75K
$40K$600K+
🏠 Apartment size
🚗 Cars in household
Medellín
$4,741/mo
take-home pay
Philadelphia
$4,547/mo
take-home pay

Estimated annual swing

+$27,355/yr

Favoring Medellín for this income & household (illustrative).

With the extra $2,280/mo, you could pay down a $15,000 card balance in ~7 months and still keep ~$274/mo for dining out.

HousingTaxesGroceries
Medellín
Philadelphia
🏠 HousingQ1 2026

Studio rent/mo

$380✓ better
$1,600
Medellín saves $1,220/mo
💰 $14,640/yr in Medellín

1BR rent/mo

$500✓ better
$2,000
Medellín saves $1,500/mo
💰 $18,000/yr in Medellín

2BR rent/mo

$820✓ better
$2,600
Medellín saves $1,780/mo
💰 $21,360/yr in Medellín

Median home price

$290K
🛒 Food & GroceriesQ1 2026

Groceries index (100 = US avg)

103

Budget meal (1 person)

$5✓ better
$15
Medellín saves $10/mo

Mid-range dinner (2)

$25✓ better
$60
Medellín saves $35/mo
💰 $420/yr in Medellín
🚌 TransportationQ1 2026

Monthly transit pass/mo

$96

Gas price/gal

$3.30

Car insurance/mo

$175
UtilitiesQ1 2026

Monthly utilities bundle/mo

$55✓ better
$160
Medellín saves $105/mo
💰 $1,260/yr in Medellín

Internet/mo

$30✓ better
$65
Medellín saves $35/mo
💰 $420/yr in Medellín
💰 Income & TaxesQ1 2026

Median household income/yr

$55K

State income tax%

0.0%✓ better
3.1%
Medellín saves 3.1 pp
💰 $2,325/yr in Medellín

Sales tax (combined)%

19.0%
8.0%✓ better
Philadelphia saves -11.0 pp
🎬 LeisureQ1 2026

Movie ticket

$16.00

Gym membership/mo

$28✓ better
$45
Medellín saves $17/mo

Beer at restaurant

$7.00
📊 OverviewQ1 2026

Overall COL index (100 = US avg)

35✓ better
107
Medellín saves 72

Walk score / 100

72
76✓ better
Philadelphia earns 4

Complete the Picture

While you’re comparing — don’t leave money on the table.

💰

Tax-smart rewards

Turn ~$2,328/yr tax difference into cash back

Medellín fits your move math — cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
🛡️

Home + auto bundle

New state — new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Medellín.

Browse insurance
🏦

High-yield savings

Park ~$18,000/yr rent savings at 4–5%+ APY

Don't let relocation cash sit at 0% — put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

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Complete the Picture

While you’re comparing — don’t leave money on the table.

📉

If cash is tight

Knock down high-interest debt first

A move has upfront costs — a balance transfer or personal loan can lower APR while you settle in.

Compare loans
📈

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Medellín cheaper than Philadelphia?

Yes. Medellín is 67% cheaper than Philadelphia based on overall cost of living indices (35 vs 107, where 100 = US average).

What is the average rent in Medellín vs Philadelphia?

As of Q1 2026, the median 1-bedroom rent in Medellín is $500/month and in Philadelphia is $2,000/month. Medellín is cheaper by 75%.

How much do I need to earn in Philadelphia to match a $75,000 salary in Medellín?

To maintain a similar lifestyle, you would need approximately $229,286/year in Philadelphia to match a $75,000 salary in Medellín. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes — Medellín or Philadelphia?

Medellín has the lower state income tax rate at 0% vs 3.1%. Medellín has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary — see the full breakdown in the table above.

Is it worth moving from Medellín to Philadelphia?

It depends on your priorities. Medellín offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS · Updated Q1 2026 · For general guidance only

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Salary equivalent: MedellínPhiladelphia

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