Balanced market
Melbourne, AU
California premium
Los Angeles, CA

Melbourne wins overall by ~36% (COL index)

Cost of living: Melbourne vs Los Angeles (2026)

A $75,000 salary in Melbourne buys roughly what $117,955 does in Los Angeles (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ45.0% vs 9.3% state tax ยท ~$13,908/yr take-home gap
๐Ÿ 43% rent gap (~$14,400/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$75K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Melbourne
$3,000/mo
take-home pay
Los Angeles
$4,159/mo
take-home pay

Estimated annual swing

+$8,202/yr

Favoring Melbourne for this income & household (illustrative).

With the extra $684/mo, you could pay down a $15,000 card balance in ~22 months and still keep ~$82/mo for dining out.

HousingTaxesGroceries
Melbourne
Los Angeles
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,150โœ“ better
$2,200
Melbourne saves $1,050/mo
๐Ÿ’ฐ $12,600/yr in Melbourne

1BR rent/mo

$1,600โœ“ better
$2,800
Melbourne saves $1,200/mo
๐Ÿ’ฐ $14,400/yr in Melbourne

2BR rent/mo

$2,200โœ“ better
$3,800
Melbourne saves $1,600/mo
๐Ÿ’ฐ $19,200/yr in Melbourne

Median home price

โ€”
$850K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

โ€”
108

Budget meal (1 person)

$16โœ“ better
$18
Melbourne saves $2/mo

Mid-range dinner (2)

$30โœ“ better
$75
Melbourne saves $45/mo
๐Ÿ’ฐ $540/yr in Melbourne
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

โ€”
$100

Gas price/gal

โ€”
$4.50

Car insurance/mo

โ€”
$195
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$130โœ“ better
$145
Melbourne saves $15/mo

Internet/mo

$62โœ“ better
$70
Melbourne saves $8/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

โ€”
$71K

State income tax%

45.0%
9.3%โœ“ better
Los saves -35.7 pp
๐Ÿ’ฐ $26,775/yr in Los

Sales tax (combined)%

10.0%โœ“ better
10.3%
Melbourne saves 0.3 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

โ€”
$17.00

Gym membership/mo

$55โœ“ better
$55

Beer at restaurant

โ€”
$8.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

110โœ“ better
173
Melbourne saves 63

Walk score / 100

80โœ“ better
68
Melbourne earns -12

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$13,908/yr tax difference into cash back

Melbourne fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Melbourne.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$14,400/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Melbourne cheaper than Los Angeles?

Yes. Melbourne is 36% cheaper than Los Angeles based on overall cost of living indices (110 vs 173, where 100 = US average).

What is the average rent in Melbourne vs Los Angeles?

As of Q1 2026, the median 1-bedroom rent in Melbourne is $1,600/month and in Los Angeles is $2,800/month. Melbourne is cheaper by 43%.

How much do I need to earn in Los Angeles to match a $75,000 salary in Melbourne?

To maintain a similar lifestyle, you would need approximately $117,955/year in Los Angeles to match a $75,000 salary in Melbourne. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Melbourne or Los Angeles?

Los Angeles has the lower state income tax rate at 9.3% vs 45%. The difference is 35.7 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Melbourne to Los Angeles?

It depends on your priorities. Melbourne offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Melbourne โ†” Los Angeles

How much would you need to earn in Los Angeles to match your Melbourne purchasing power?

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