Cost of Living: Minneapolis vs Boise (2026)

Boise has a 1% lower overall cost of living than Minneapolis as of Q1 2026. A one-bedroom apartment runs $1,600/mo in Boise vs $1,700/mo in Minneapolis โ€” a 6% difference. Boise has a lower state income tax rate (5.8% vs 9.9%), which adds up over time.

  • Boise is 1% cheaper overall (COL index: 106 vs 105)
  • 1BR rent: $1,600/mo in Boise vs $1,700/mo โ€” 6% savings
  • Higher median household income: Minneapolis ($75,000/yr vs $62,000/yr)
  • Median home price: $320,000 in Minneapolis vs $410,000 โ€” 22% difference
Category
Minneapolis
Minnesota
Boise
Idaho
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,300Best$1,300
1BR rent/mo$1,700$1,600Best
2BR rent/mo$2,200$2,000Best
Median home price$320KBest$410K
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)10398Best
Budget meal (1 person)$15$13Best
Mid-range dinner (2)$60$55Best
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$95$45Best
Gas price/gal$3.30Best$3.40
Car insurance/mo$145$130Best
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$195$145Best
Internet/mo$65$60Best
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$75KBest$62K
State income tax%9.9%5.8%Best
Sales tax (combined)%8.0%6.0%Best
๐ŸŽฌ LeisureQ1 2026
Movie ticket$15.00$14.00Best
Gym membership/mo$45$38Best
Beer at restaurant$7.00$6.00Best
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)106105Best
Walk score / 10070Best28

Frequently asked questions

Is Minneapolis cheaper than Boise?

No. Boise is 1% cheaper than Minneapolis based on overall cost of living indices (105 vs 106, where 100 = US average).

What is the average rent in Minneapolis vs Boise?

As of Q1 2026, the median 1-bedroom rent in Minneapolis is $1,700/month and in Boise is $1,600/month. Minneapolis is more expensive by 6%.

How much do I need to earn in Boise to match a $75,000 salary in Minneapolis?

To maintain a similar lifestyle, you would need approximately $74,292/year in Boise to match a $75,000 salary in Minneapolis. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Minneapolis or Boise?

Boise has the lower state income tax rate at 5.8% vs 9.9%. The difference is 4.1 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Minneapolis to Boise?

It depends on your priorities. Boise offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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