Tax-free edge
Phuket, TH
Tax-free edge
Austin, TX

Phuket wins overall by ~57% (COL index)

Cost of living: Phuket vs Austin (2026)

A $75,000 salary in Phuket buys roughly what $175,962 does in Austin (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ0.0% vs 0.0% state tax ยท ~$0/yr take-home gap
๐Ÿ 61% rent gap (~$13,200/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$75K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Phuket
$4,741/mo
take-home pay
Austin
$4,741/mo
take-home pay

Estimated annual swing

+$20,026/yr

Favoring Phuket for this income & household (illustrative).

With the extra $1,669/mo, you could pay down a $15,000 card balance in ~9 months and still keep ~$200/mo for dining out.

HousingTaxesGroceries
Phuket
Austin
๐Ÿ  HousingQ1 2026

Studio rent/mo

$500โœ“ better
$1,500
Phuket saves $1,000/mo
๐Ÿ’ฐ $12,000/yr in Phuket

1BR rent/mo

$700โœ“ better
$1,800
Phuket saves $1,100/mo
๐Ÿ’ฐ $13,200/yr in Phuket

2BR rent/mo

$1,100โœ“ better
$2,400
Phuket saves $1,300/mo
๐Ÿ’ฐ $15,600/yr in Phuket

Median home price

โ€”
$480K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

โ€”
98

Budget meal (1 person)

$6โœ“ better
$14
Phuket saves $8/mo

Mid-range dinner (2)

$22โœ“ better
$60
Phuket saves $38/mo
๐Ÿ’ฐ $456/yr in Phuket
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

โ€”
$50

Gas price/gal

โ€”
$3.10

Car insurance/mo

โ€”
$175
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$80โœ“ better
$170
Phuket saves $90/mo
๐Ÿ’ฐ $1,080/yr in Phuket

Internet/mo

$28โœ“ better
$65
Phuket saves $37/mo
๐Ÿ’ฐ $444/yr in Phuket
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

โ€”
$72K

State income tax%

0.0%โœ“ better
0.0%

Sales tax (combined)%

7.0%โœ“ better
8.3%
Phuket saves 1.3 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

โ€”
$15.00

Gym membership/mo

$38โœ“ better
$40
Phuket saves $2/mo

Beer at restaurant

โ€”
$7.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

52โœ“ better
122
Phuket saves 70

Walk score / 100

52โœ“ better
42
Phuket earns -10

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Maximize everyday spend in your new city

Phuket fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Phuket.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$13,200/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Phuket cheaper than Austin?

Yes. Phuket is 57% cheaper than Austin based on overall cost of living indices (52 vs 122, where 100 = US average).

What is the average rent in Phuket vs Austin?

As of Q1 2026, the median 1-bedroom rent in Phuket is $700/month and in Austin is $1,800/month. Phuket is cheaper by 61%.

How much do I need to earn in Austin to match a $75,000 salary in Phuket?

To maintain a similar lifestyle, you would need approximately $175,962/year in Austin to match a $75,000 salary in Phuket. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Phuket or Austin?

Austin has the lower state income tax rate at 0% vs 0%. Austin has no state income tax at all, which can save thousands of dollars per year depending on your income. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Phuket to Austin?

It depends on your priorities. Phuket offers lower overall costs and tax advantages, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Phuket โ†” Austin

How much would you need to earn in Austin to match your Phuket purchasing power?

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