Balanced market
Raleigh, NC
California premium
Los Angeles, CA

Raleigh wins overall by ~42% (COL index)

Cost of living: Raleigh vs Los Angeles (2026)

A $70,500 salary in Raleigh buys roughly what $120,757 does in Los Angeles (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ4.5% vs 9.3% state tax ยท ~$3,384/yr take-home gap
๐Ÿ 39% rent gap (~$13,200/yr)
๐Ÿ›’12% lower groceries index

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$71K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Raleigh
$4,192/mo
take-home pay
Los Angeles
$3,910/mo
take-home pay

Estimated annual swing

+$23,220/yr

Favoring Raleigh for this income & household (illustrative).

With the extra $1,935/mo, you could pay down a $15,000 card balance in ~8 months and still keep ~$232/mo for dining out.

HousingTaxesGroceries
Raleigh
Los Angeles
๐Ÿ  HousingQ1 2026

Studio rent/mo

$1,400โœ“ better
$2,200
Raleigh saves $800/mo
๐Ÿ’ฐ $9,600/yr in Raleigh

1BR rent/mo

$1,700โœ“ better
$2,800
Raleigh saves $1,100/mo
๐Ÿ’ฐ $13,200/yr in Raleigh

2BR rent/mo

$2,200โœ“ better
$3,800
Raleigh saves $1,600/mo
๐Ÿ’ฐ $19,200/yr in Raleigh

Median home price

$380Kโœ“ better
$850K
Raleigh saves $470K
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

96โœ“ better
108
Raleigh saves 12

Budget meal (1 person)

$13โœ“ better
$18
Raleigh saves $5/mo

Mid-range dinner (2)

$55โœ“ better
$75
Raleigh saves $20/mo
๐Ÿ’ฐ $240/yr in Raleigh
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

$70โœ“ better
$100
Raleigh saves $30/mo
๐Ÿ’ฐ $360/yr in Raleigh

Gas price/gal

$3.10โœ“ better
$4.50
Raleigh saves $1.40

Car insurance/mo

$145โœ“ better
$195
Raleigh saves $50/mo
๐Ÿ’ฐ $600/yr in Raleigh
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$150
$145โœ“ better
Los saves $5/mo

Internet/mo

$60โœ“ better
$70
Raleigh saves $10/mo
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

$70K
$71Kโœ“ better
Los earns $1K

State income tax%

4.5%โœ“ better
9.3%
Raleigh saves 4.8 pp
๐Ÿ’ฐ $3,384/yr in Raleigh

Sales tax (combined)%

7.5%โœ“ better
10.3%
Raleigh saves 2.8 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

$15.00โœ“ better
$17.00
Raleigh saves $2.00

Gym membership/mo

$40โœ“ better
$55
Raleigh saves $15/mo

Beer at restaurant

$6.00โœ“ better
$8.00
Raleigh saves $2.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

101โœ“ better
173
Raleigh saves 72

Walk score / 100

26
68โœ“ better
Los earns 42

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$3,384/yr tax difference into cash back

Raleigh fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Raleigh.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$13,200/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Raleigh cheaper than Los Angeles?

Yes. Raleigh is 42% cheaper than Los Angeles based on overall cost of living indices (101 vs 173, where 100 = US average).

What is the average rent in Raleigh vs Los Angeles?

As of Q1 2026, the median 1-bedroom rent in Raleigh is $1,700/month and in Los Angeles is $2,800/month. Raleigh is cheaper by 39%.

How much do I need to earn in Los Angeles to match a $75,000 salary in Raleigh?

To maintain a similar lifestyle, you would need approximately $128,465/year in Los Angeles to match a $75,000 salary in Raleigh. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Raleigh or Los Angeles?

Raleigh has the lower state income tax rate at 4.5% vs 9.3%. The difference is 4.8 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Raleigh to Los Angeles?

It depends on your priorities. Raleigh offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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Salary equivalent: Raleigh โ†” Los Angeles

How much would you need to earn in Los Angeles to match your Raleigh purchasing power?

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