Cost of Living: Salt Lake City vs Chicago (2026)

A one-bedroom apartment runs $1,700/mo in Salt Lake City vs $1,900/mo in Chicago โ€” a 11% difference.

  • 1BR rent: $1,700/mo in Salt Lake City vs $1,900/mo โ€” 11% savings
  • Higher median household income: Salt Lake City ($72,000/yr vs $67,000/yr)
  • Median home price: $360,000 in Chicago vs $480,000 โ€” 25% difference
Category
Salt Lake City
Utah
Chicago
Illinois
๐Ÿ  HousingQ1 2026
Studio rent/mo$1,400Best$1,500
1BR rent/mo$1,700Best$1,900
2BR rent/mo$2,200Best$2,600
Median home price$480K$360KBest
๐Ÿ›’ Food & GroceriesQ1 2026
Groceries index (100 = US avg)98Best102
Budget meal (1 person)$13Best$15
Mid-range dinner (2)$55Best$60
๐ŸšŒ TransportationQ1 2026
Monthly transit pass/mo$90Best$105
Gas price/gal$3.30Best$3.40
Car insurance/mo$140Best$165
โšก UtilitiesQ1 2026
Monthly utilities bundle/mo$150Best$165
Internet/mo$60Best$65
๐Ÿ’ฐ Income & TaxesQ1 2026
Median household income/yr$72KBest$67K
State income tax%4.7%Best4.9%
Sales tax (combined)%7.8%Best10.3%
๐ŸŽฌ LeisureQ1 2026
Movie ticket$14.00Best$16.00
Gym membership/mo$40Best$45
Beer at restaurant$7.00Best$7.00
๐Ÿ“Š OverviewQ1 2026
Overall COL index (100 = US avg)107Best107
Walk score / 1004278Best

Frequently asked questions

What is the average rent in Salt Lake City vs Chicago?

As of Q1 2026, the median 1-bedroom rent in Salt Lake City is $1,700/month and in Chicago is $1,900/month. Salt Lake City is cheaper by 11%.

How much do I need to earn in Chicago to match a $75,000 salary in Salt Lake City?

To maintain a similar lifestyle, you would need approximately $75,000/year in Chicago to match a $75,000 salary in Salt Lake City. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Salt Lake City or Chicago?

Salt Lake City has the lower state income tax rate at 4.7% vs 4.9%. The difference is 0.2 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Salt Lake City to Chicago?

It depends on your priorities. Both cities have similar overall costs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

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