High value
Vilnius, LT
California premium
San Francisco, CA

Vilnius wins overall by ~69% (COL index)

Cost of living: Vilnius vs San Francisco (2026)

A $75,000 salary in Vilnius buys roughly what $242,500 does in San Francisco (COL-adjusted). Your real trade-offs are taxes, rent, and day-to-day prices โ€” we break them down and personalize below.

๐Ÿ’ฐ20.0% vs 9.3% state tax ยท ~$8,016/yr take-home gap
๐Ÿ 78% rent gap (~$33,600/yr)
๐Ÿ›’Groceries index in table below

Your move simulator

Tell us about your household โ€” we calculate your real annual savings.

๐Ÿ’ต Household income (before tax)$75K
$40K$600K+
๐Ÿ  Apartment size
๐Ÿš— Cars in household
Vilnius
$3,491/mo
take-home pay
San Francisco
$4,159/mo
take-home pay

Estimated annual swing

+$39,245/yr

Favoring Vilnius for this income & household (illustrative).

With the extra $3,270/mo, you could pay down a $15,000 card balance in ~5 months and still keep ~$392/mo for dining out.

HousingTaxesGroceries
Vilnius
San Francisco
๐Ÿ  HousingQ1 2026

Studio rent/mo

$580โœ“ better
$2,900
Vilnius saves $2,320/mo
๐Ÿ’ฐ $27,840/yr in Vilnius

1BR rent/mo

$800โœ“ better
$3,600
Vilnius saves $2,800/mo
๐Ÿ’ฐ $33,600/yr in Vilnius

2BR rent/mo

$1,150โœ“ better
$5,200
Vilnius saves $4,050/mo
๐Ÿ’ฐ $48,600/yr in Vilnius

Median home price

โ€”
$1.2M
๐Ÿ›’ Food & GroceriesQ1 2026

Groceries index (100 = US avg)

โ€”
118

Budget meal (1 person)

$9โœ“ better
$22
Vilnius saves $13/mo

Mid-range dinner (2)

$19โœ“ better
$90
Vilnius saves $71/mo
๐Ÿ’ฐ $852/yr in Vilnius
๐ŸšŒ TransportationQ1 2026

Monthly transit pass/mo

โ€”
$100

Gas price/gal

โ€”
$4.80

Car insurance/mo

โ€”
$180
โšก UtilitiesQ1 2026

Monthly utilities bundle/mo

$95โœ“ better
$160
Vilnius saves $65/mo
๐Ÿ’ฐ $780/yr in Vilnius

Internet/mo

$28โœ“ better
$70
Vilnius saves $42/mo
๐Ÿ’ฐ $504/yr in Vilnius
๐Ÿ’ฐ Income & TaxesQ1 2026

Median household income/yr

โ€”
$130K

State income tax%

20.0%
9.3%โœ“ better
San saves -10.7 pp
๐Ÿ’ฐ $8,025/yr in San

Sales tax (combined)%

21.0%
8.6%โœ“ better
San saves -12.4 pp
๐ŸŽฌ LeisureQ1 2026

Movie ticket

โ€”
$18.00

Gym membership/mo

$32โœ“ better
$75
Vilnius saves $43/mo
๐Ÿ’ฐ $516/yr in Vilnius

Beer at restaurant

โ€”
$9.00
๐Ÿ“Š OverviewQ1 2026

Overall COL index (100 = US avg)

60โœ“ better
194
Vilnius saves 134

Walk score / 100

72
87โœ“ better
San earns 15

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ’ฐ

Tax-smart rewards

Turn ~$8,016/yr tax difference into cash back

Vilnius fits your move math โ€” cash-back cards stack on groceries, gas, and dining you're already doing.

See top cash-back cards
๐Ÿ›ก๏ธ

Home + auto bundle

New state โ€” new insurance rates

Bundling often saves hundreds/yr. Compare before you sign a lease in Vilnius.

Browse insurance
๐Ÿฆ

High-yield savings

Park ~$33,600/yr rent savings at 4โ€“5%+ APY

Don't let relocation cash sit at 0% โ€” put it to work until closing day.

Compare savings rates

Ready to move?

Open the full interactive tool to add up to 5 cities, drop in your salary, and see rent burden.

Open full interactive tool

Complete the Picture

While youโ€™re comparing โ€” donโ€™t leave money on the table.

๐Ÿ“‰

If cash is tight

Knock down high-interest debt first

A move has upfront costs โ€” a balance transfer or personal loan can lower APR while you settle in.

Compare loans
๐Ÿ“ˆ

If you're saving big

Invest the surplus on autopilot

Brokerages and robo-advisors help you dollar-cost average into the market with your new slack.

See investing options

Frequently asked questions

Is Vilnius cheaper than San Francisco?

Yes. Vilnius is 69% cheaper than San Francisco based on overall cost of living indices (60 vs 194, where 100 = US average).

What is the average rent in Vilnius vs San Francisco?

As of Q1 2026, the median 1-bedroom rent in Vilnius is $800/month and in San Francisco is $3,600/month. Vilnius is cheaper by 78%.

How much do I need to earn in San Francisco to match a $75,000 salary in Vilnius?

To maintain a similar lifestyle, you would need approximately $242,500/year in San Francisco to match a $75,000 salary in Vilnius. This estimate is based on overall cost of living indices and does not account for individual spending patterns.

Which city has lower taxes โ€” Vilnius or San Francisco?

San Francisco has the lower state income tax rate at 9.3% vs 20%. The difference is 10.7 percentage points. Note that sales tax and local taxes also vary โ€” see the full breakdown in the table above.

Is it worth moving from Vilnius to San Francisco?

It depends on your priorities. Vilnius offers lower overall costs, but both cities have different job markets, weather, and lifestyle trade-offs. Use the comparison table above to evaluate rent, groceries, transportation, and income potential side by side based on your specific budget.

Data sourced from Zillow, BLS, Numbeo, Tax Foundation, and US Census ACS ยท Updated Q1 2026 ยท For general guidance only

Planning a move?

Salary equivalent: Vilnius โ†” San Francisco

How much would you need to earn in San Francisco to match your Vilnius purchasing power?

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