Cost of Living in Hartford, Connecticut (2026)

COL Index
107
100 = US avg
1BR Rent
$1,700
per month
Median HHI
$60K
per year
State Tax
7%
income tax

Full cost breakdown

CategoryHartford
🏠 HousingQ1 2026
Studio rent/mo$1,350
1BR rent/mo$1,700
2BR rent/mo$2,300
Median home price$310K
🛒 Food & GroceriesQ1 2026
Groceries index (100 = US avg)107
Budget meal (1 person)$16
Mid-range dinner (2 people)$65
🚌 TransportationQ1 2026
Monthly transit pass/mo$82
Gas price/gal$3.45
Car insurance/moCompare rates →$175
⚡ UtilitiesQ1 2026
Utilities bundle (elec + gas + water)/mo$200
Internet/mo$70
💰 Income & TaxesQ1 2026
Median household income/yr$60K
State income tax rate7.0%
Sales tax (combined)6.4%
📊 OverviewQ1 2026
Overall COL index (100 = US avg)107
Walk score / 10067

Is Hartford affordable on your salary?

How rent burden (1BR) changes across income levels. Under 30% is comfortable; above 40% is tight.

$40K
~$2,495/mo take-home
68% rent burden · Difficult
$50K
~$2,869/mo take-home
59% rent burden · Difficult
$60K
~$3,443/mo take-home
49% rent burden · Difficult
$75K
~$4,303/mo take-home
40% rent burden · Tight
$80K
~$4,590/mo take-home
37% rent burden · Tight
$100K
~$5,738/mo take-home
30% rent burden · Manageable
$120K
~$6,455/mo take-home
26% rent burden · Comfortable
$150K
~$8,069/mo take-home
21% rent burden · Very comfortable

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Data: Zillow Observed Rent Index, BLS, Numbeo, Tax Foundation, US Census ACS · Q1 2026 · For general guidance only