Cost of Living in Scottsdale, Arizona (2026)
COL Index
117
100 = US avg
1BR Rent
$2,000
per month
Median HHI
$85K
per year
State Tax
2.5%
income tax
Full cost breakdown
| Category | Scottsdale |
|---|---|
| 🏠 HousingQ1 2026 | |
| Studio rent/mo | $1,600 |
| 1BR rent/mo | $2,000 |
| 2BR rent/mo | $2,700 |
| Median home price | $650K |
| 🛒 Food & GroceriesQ1 2026 | |
| Groceries index (100 = US avg) | 104 |
| Budget meal (1 person) | $15 |
| Mid-range dinner (2 people) | $62 |
| 🚌 TransportationQ1 2026 | |
| Monthly transit pass/mo | $50 |
| Gas price/gal | $3.25 |
| Car insurance/moCompare rates → | $158 |
| ⚡ UtilitiesQ1 2026 | |
| Utilities bundle (elec + gas + water)/mo | $215 |
| Internet/mo | $65 |
| 💰 Income & TaxesQ1 2026 | |
| Median household income/yr | $85K |
| State income tax rate | 2.5% |
| Sales tax (combined) | 8.6% |
| 📊 OverviewQ1 2026 | |
| Overall COL index (100 = US avg) | 117 |
| Walk score / 100 | 40 |
Is Scottsdale affordable on your salary?
How rent burden (1BR) changes across income levels. Under 30% is comfortable; above 40% is tight.
$40K
~$2,645/mo take-home
76% rent burden · Difficult
$50K
~$3,056/mo take-home
65% rent burden · Difficult
$60K
~$3,668/mo take-home
55% rent burden · Difficult
$75K
~$4,584/mo take-home
44% rent burden · Tight
$80K
~$4,890/mo take-home
41% rent burden · Tight
$100K
~$6,113/mo take-home
33% rent burden · Manageable
$120K
~$6,905/mo take-home
29% rent burden · Manageable
$150K
~$8,631/mo take-home
23% rent burden · Comfortable
High cost of living cuts into your budget. A cash-back card helps recover it.
Earn 2–5% back on groceries, gas, and dining automatically.
Too expensive? Find cheaper alternatives.
See cities with a lower cost of living than Scottsdale.
Compare Scottsdale with other cities
Scottsdale vs New YorkCompare →Scottsdale vs Los AngelesCompare →Scottsdale vs ChicagoCompare →Scottsdale vs HoustonCompare →Save your comparisonsCreate free account →
Data: Zillow Observed Rent Index, BLS, Numbeo, Tax Foundation, US Census ACS · Q1 2026 · For general guidance only