Moving from Albany to Syracuse (2026)

Syracuse has a COL index of 88 vs 92 for Albany (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$200/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
92 โ†’ 88
100 = US avg
1BR rent
$1,400 โ†’ $1,200
per month
State tax
6.9% โ†’ 6.9%
income tax
COL difference
92 โ†’ 88
4% cheaper

Salary needed in Syracuse to match your Albany lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in AlbanyEquivalent in Syracuse
$40K$38,261
$50K$47,826
$60K$57,391
$75K$71,739
$80K$76,522
$100K$95,652
$120K$114,783
$150K$143,478

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$214/moon core expenses at $75K

Monthly budget at $75K โ€” Albany vs Syracuse

ExpenseAlbanySyracuse
Monthly take-home$4,309$4,309
1BR rent$1,400$1,200
Groceries$380$376
Transport$68$65
Utilities$185$180
Internet$65$63
Left after essentials$2,211$2,425

30-Year Wealth Builder

If you invest your monthly savings of $214 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$261,074

over 30 years compared to staying in Albany โ€” that's the real price of a city.

$214/mo invested

Frequently asked questions

Is Syracuse cheaper than Albany?

Yes. Syracuse has a cost of living index of 88 vs 92 for Albany (100 = US average). That's about 4% cheaper.

How much will I save moving from Albany to Syracuse?

On a $75K salary, moving from Albany to Syracuse saves roughly $200/month on core expenses. That's ~$2,400/year.

What salary do I need in Syracuse to match my Albany lifestyle?

To maintain the same purchasing power as $75,000 in Albany, you'd need roughly $71,739/year in Syracuse. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only