Moving from Austin to San Diego (2026)

San Diego has a COL index of 148 vs 122 for Austin (100 = US average). Expect to pay about 21% more for the same lifestyle.

Pay ~$1,381 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
122 โ†’ 148
100 = US avg
1BR rent
$1,800 โ†’ $2,600
per month
State tax
None โ†’ 9.3%
income tax
COL difference
122 โ†’ 148
21% more expensive

Salary needed in San Diego to match your Austin lifestyle

Based on the 21% cost of living increase between the two cities.

Your salary in AustinEquivalent in San Diego
$40K$48,525
$50K$60,656
$60K$72,787
$75K$90,984
$80K$97,049
$100K$121,311
$120K$145,574
$150K$181,967

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$852/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Austin vs San Diego

ExpenseAustinSan Diego
Monthly take-home$4,741$4,159
1BR rent$1,800$2,600
Groceries$372$414
Transport$50$100
Utilities$170$130
Internet$65$65
Left after essentials$2,284$850

Frequently asked questions

Is San Diego cheaper than Austin?

No. San Diego has a cost of living index of 148 vs 122 for Austin (100 = US average). That's about 21% more expensive.

How much will I save moving from Austin to San Diego?

On a $75K salary, core expenses in San Diego run about $1,381/month more than Austin. Factor this into your salary negotiation when relocating.

What salary do I need in San Diego to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $90,984/year in San Diego. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only