Moving from Boston to Raleigh (2026)

Raleigh has a COL index of 101 vs 162 for Boston (100 = US average). You'd pay about 38% less for the same lifestyle.

Save ~$1,331/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
162 โ†’ 101
100 = US avg
1BR rent
$3,000 โ†’ $1,700
per month
State tax
5% โ†’ 4.5%
income tax
COL difference
162 โ†’ 101
38% cheaper

Salary needed in Raleigh to match your Boston lifestyle

Based on the 38% cost of living decrease between the two cities.

Your salary in BostonEquivalent in Raleigh
$40K$24,938
$50K$31,173
$60K$37,407
$75K$46,759
$80K$49,877
$100K$62,346
$120K$74,815
$150K$93,519

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$1,418/moon core expenses at $75K

Monthly budget at $75K โ€” Boston vs Raleigh

ExpenseBostonRaleigh
Monthly take-home$4,428$4,459
1BR rent$3,000$1,700
Groceries$418$365
Transport$90$70
Utilities$185$150
Internet$70$60
Left after essentials$665$2,114

30-Year Wealth Builder

If you invest your monthly savings of $1,418 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,729,919

over 30 years compared to staying in Boston โ€” that's the real price of a city.

$1,418/mo invested

Frequently asked questions

Is Raleigh cheaper than Boston?

Yes. Raleigh has a cost of living index of 101 vs 162 for Boston (100 = US average). That's about 38% cheaper.

How much will I save moving from Boston to Raleigh?

On a $75K salary, moving from Boston to Raleigh saves roughly $1,331/month on core expenses. That's ~$15,972/year.

What salary do I need in Raleigh to match my Boston lifestyle?

To maintain the same purchasing power as $75,000 in Boston, you'd need roughly $46,759/year in Raleigh. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only