Moving from Charleston to Madison (2026)

Madison has a COL index of 97 vs 97 for Charleston (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$156 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
97 โ†’ 97
100 = US avg
1BR rent
$1,900 โ†’ $1,650
per month
State tax
6.2% โ†’ 7.7%
income tax
COL difference
97 โ†’ 97
0% more expensive

Salary needed in Madison to match your Charleston lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in CharlestonEquivalent in Madison
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$235/moon core expenses at $75K

Monthly budget at $75K โ€” Charleston vs Madison

ExpenseCharlestonMadison
Monthly take-home$4,353$4,259
1BR rent$1,900$1,650
Groceries$376$384
Transport$55$62
Utilities$162$162
Internet$63$63
Left after essentials$1,797$1,938

30-Year Wealth Builder

If you invest your monthly savings of $235 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$286,693

over 30 years compared to staying in Charleston โ€” that's the real price of a city.

$235/mo invested

Frequently asked questions

Is Madison cheaper than Charleston?

No. Madison has a cost of living index of 97 vs 97 for Charleston (100 = US average). That's about 0% more expensive.

How much will I save moving from Charleston to Madison?

On a $75K salary, moving from Charleston to Madison saves roughly $156/month on core expenses. That's ~$1,872/year.

What salary do I need in Madison to match my Charleston lifestyle?

To maintain the same purchasing power as $75,000 in Charleston, you'd need roughly $75,000/year in Madison. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only