Moving from Columbus to McAllen (2026)

McAllen has a COL index of 78 vs 91 for Columbus (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$488/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
91 โ†’ 78
100 = US avg
1BR rent
$1,250 โ†’ $950
per month
State tax
3% โ†’ None
income tax
COL difference
91 โ†’ 78
14% cheaper

Salary needed in McAllen to match your Columbus lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in ColumbusEquivalent in McAllen
$40K$34,286
$50K$42,857
$60K$51,429
$75K$64,286
$80K$68,571
$100K$85,714
$120K$102,857
$150K$128,571

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$340/moon core expenses at $75K

Monthly budget at $75K โ€” Columbus vs McAllen

ExpenseColumbusMcAllen
Monthly take-home$4,553$4,741
1BR rent$1,250$950
Groceries$361$338
Transport$62$35
Utilities$155$165
Internet$60$60
Left after essentials$2,665$3,193

30-Year Wealth Builder

If you invest your monthly savings of $340 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$414,790

over 30 years compared to staying in Columbus โ€” that's the real price of a city.

$340/mo invested

Frequently asked questions

Is McAllen cheaper than Columbus?

Yes. McAllen has a cost of living index of 78 vs 91 for Columbus (100 = US average). That's about 14% cheaper.

How much will I save moving from Columbus to McAllen?

On a $75K salary, moving from Columbus to McAllen saves roughly $488/month on core expenses. That's ~$5,856/year.

What salary do I need in McAllen to match my Columbus lifestyle?

To maintain the same purchasing power as $75,000 in Columbus, you'd need roughly $64,286/year in McAllen. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only