Moving from Denver to Houston (2026)

Houston has a COL index of 95 vs 122 for Denver (100 = US average). You'd pay about 22% less for the same lifestyle.

Save ~$925/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
122 โ†’ 95
100 = US avg
1BR rent
$2,000 โ†’ $1,350
per month
State tax
4.4% โ†’ None
income tax
COL difference
122 โ†’ 95
22% cheaper

Salary needed in Houston to match your Denver lifestyle

Based on the 22% cost of living decrease between the two cities.

Your salary in DenverEquivalent in Houston
$40K$31,148
$50K$38,934
$60K$46,721
$75K$58,402
$80K$62,295
$100K$77,869
$120K$93,443
$150K$116,803

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$670/moon core expenses at $75K

Monthly budget at $75K โ€” Denver vs Houston

ExpenseDenverHouston
Monthly take-home$4,466$4,741
1BR rent$2,000$1,350
Groceries$388$357
Transport$114$90
Utilities$140$175
Internet$65$65
Left after essentials$1,759$2,704

30-Year Wealth Builder

If you invest your monthly savings of $670 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$817,381

over 30 years compared to staying in Denver โ€” that's the real price of a city.

$670/mo invested

Frequently asked questions

Is Houston cheaper than Denver?

Yes. Houston has a cost of living index of 95 vs 122 for Denver (100 = US average). That's about 22% cheaper.

How much will I save moving from Denver to Houston?

On a $75K salary, moving from Denver to Houston saves roughly $925/month on core expenses. That's ~$11,100/year.

What salary do I need in Houston to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $58,402/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only