Moving from Denver to Minneapolis (2026)

Minneapolis has a COL index of 106 vs 122 for Denver (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$44/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
122 โ†’ 106
100 = US avg
1BR rent
$2,000 โ†’ $1,700
per month
State tax
4.4% โ†’ 9.9%
income tax
COL difference
122 โ†’ 106
13% cheaper

Salary needed in Minneapolis to match your Denver lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in DenverEquivalent in Minneapolis
$40K$34,754
$50K$43,443
$60K$52,131
$75K$65,164
$80K$69,508
$100K$86,885
$120K$104,262
$150K$130,328

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$261/moon core expenses at $75K

Monthly budget at $75K โ€” Denver vs Minneapolis

ExpenseDenverMinneapolis
Monthly take-home$4,466$4,122
1BR rent$2,000$1,700
Groceries$388$391
Transport$114$95
Utilities$140$195
Internet$65$65
Left after essentials$1,759$1,676

30-Year Wealth Builder

If you invest your monthly savings of $261 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$318,412

over 30 years compared to staying in Denver โ€” that's the real price of a city.

$261/mo invested

Frequently asked questions

Is Minneapolis cheaper than Denver?

Yes. Minneapolis has a cost of living index of 106 vs 122 for Denver (100 = US average). That's about 13% cheaper.

How much will I save moving from Denver to Minneapolis?

On a $75K salary, core expenses in Minneapolis run about $44/month more than Denver. Factor this into your salary negotiation when relocating.

What salary do I need in Minneapolis to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $65,164/year in Minneapolis. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only