Moving from Eugene to Sofia (2026)

Sofia has a COL index of 48 vs 107 for Eugene (100 = US average). You'd pay about 55% less for the same lifestyle.

Save ~$1,104/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 48
100 = US avg
1BR rent
$1,650 โ†’ $540
per month
State tax
9.9% โ†’ 10%
income tax
COL difference
107 โ†’ 48
55% cheaper

Salary needed in Sofia to match your Eugene lifestyle

Based on the 55% cost of living decrease between the two cities.

Your salary in EugeneEquivalent in Sofia
$40K$17,944
$50K$22,430
$60K$26,916
$75K$33,645
$80K$35,888
$100K$44,860
$120K$53,832
$150K$67,290

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$1,155/moon core expenses at $75K

Monthly budget at $75K โ€” Eugene vs Sofia

ExpenseEugeneSofia
Monthly take-home$4,122$4,116
1BR rent$1,650$540
Groceries$395$380
Transport$82$150
Utilities$128$75
Internet$65$20
Left after essentials$1,802$2,951

30-Year Wealth Builder

If you invest your monthly savings of $1,155 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,409,067

over 30 years compared to staying in Eugene โ€” that's the real price of a city.

$1,155/mo invested

Frequently asked questions

Is Sofia cheaper than Eugene?

Yes. Sofia has a cost of living index of 48 vs 107 for Eugene (100 = US average). That's about 55% cheaper.

How much will I save moving from Eugene to Sofia?

On a $75K salary, moving from Eugene to Sofia saves roughly $1,104/month on core expenses. That's ~$13,248/year.

What salary do I need in Sofia to match my Eugene lifestyle?

To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $33,645/year in Sofia. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only