Moving from Houston to Midland (2026)

Midland has a COL index of 93 vs 95 for Houston (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$150/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
95 โ†’ 93
100 = US avg
1BR rent
$1,350 โ†’ $1,200
per month
State tax
None โ†’ None
income tax
COL difference
95 โ†’ 93
2% cheaper

Salary needed in Midland to match your Houston lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Midland
$40K$39,158
$50K$48,947
$60K$58,737
$75K$73,421
$80K$78,316
$100K$97,895
$120K$117,474
$150K$146,842

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$194/moon core expenses at $75K

Monthly budget at $75K โ€” Houston vs Midland

ExpenseHoustonMidland
Monthly take-home$4,741$4,741
1BR rent$1,350$1,200
Groceries$357$365
Transport$90$35
Utilities$175$178
Internet$65$65
Left after essentials$2,704$2,898

30-Year Wealth Builder

If you invest your monthly savings of $194 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$236,674

over 30 years compared to staying in Houston โ€” that's the real price of a city.

$194/mo invested

Frequently asked questions

Is Midland cheaper than Houston?

Yes. Midland has a cost of living index of 93 vs 95 for Houston (100 = US average). That's about 2% cheaper.

How much will I save moving from Houston to Midland?

On a $75K salary, moving from Houston to Midland saves roughly $150/month on core expenses. That's ~$1,800/year.

What salary do I need in Midland to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $73,421/year in Midland. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only